/* ============================================
   Navigate Health Insurance Services — Home
   ============================================ */

:root {
  --navy: #1B3A52;
  --navy-2: #14293a;
  --navy-ink: #0E1F2D;
  --red: #E74C4C;
  --red-2: #cf3e3e;
  --blue: #5FB8E8;
  --blue-2: #3d9fd0;
  --cream: #FAF6F1;
  --cream-2: #F2EBE0;
  --paper: #FFFFFF;
  --ink: #1E2A35;
  --ink-soft: #44525F;
  --ink-mute: #6B7785;
  --line: #E7DFD3;
  --line-strong: #D8CEBE;
  --radius-sm: 10px;
  --radius: 16px;
  --radius-lg: 24px;
  --radius-xl: 32px;
  --shadow-sm: 0 1px 2px rgba(14,31,45,.06), 0 2px 8px rgba(14,31,45,.04);
  --shadow: 0 6px 18px rgba(14,31,45,.08), 0 2px 6px rgba(14,31,45,.04);
  --shadow-lg: 0 24px 60px rgba(14,31,45,.18), 0 8px 20px rgba(14,31,45,.08);
  --container: 1200px;
  --ease: cubic-bezier(.2,.7,.2,1);
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
body {
  font-family: 'Inter', system-ui, -apple-system, 'Segoe UI', sans-serif;
  color: var(--ink);
  background: var(--paper);
  font-size: 17px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
h1, h2, h3, h4 {
  font-family: 'Fraunces', 'Georgia', serif;
  font-weight: 500;
  letter-spacing: -0.01em;
  margin: 0;
  color: var(--navy-ink);
  font-variation-settings: "SOFT" 50, "WONK" 0;
}
h1 em, h2 em, h3 em {
  font-style: italic;
  font-variation-settings: "SOFT" 100, "WONK" 1;
  color: var(--red);
}
a { color: var(--navy); text-decoration: none; }
img { max-width: 100%; display: block; }
button { font-family: inherit; cursor: pointer; border: 0; background: transparent; color: inherit; }
::selection { background: var(--red); color: #fff; }

/* ---------- buttons ---------- */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 12px 20px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 15px;
  letter-spacing: 0.01em;
  transition: transform .2s var(--ease), box-shadow .2s var(--ease), background .2s var(--ease), color .2s;
  text-align: center;
  white-space: nowrap;
  line-height: 1;
}
.btn--red { background: var(--red); color: #fff; box-shadow: 0 4px 14px rgba(231,76,76,.28); }
.btn--red:hover { background: var(--red-2); transform: translateY(-1px); box-shadow: 0 8px 24px rgba(231,76,76,.35); }
.btn--ghost { background: transparent; color: #fff; border: 1.5px solid rgba(255,255,255,.55); }
.btn--ghost:hover { background: rgba(255,255,255,.1); border-color: #fff; }
.btn--ghost.btn--dark { color: var(--navy); border-color: rgba(27,58,82,.32); }
.btn--ghost.btn--dark:hover { background: rgba(27,58,82,.06); border-color: var(--navy); }
.btn--lg { padding: 16px 26px; font-size: 16px; }
.btn--block { width: 100%; justify-content: center; }

/* ---------- layout ---------- */
.section__inner {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 28px;
}
.section__head { text-align: center; max-width: 720px; margin: 0 auto 56px; }
.section__eyebrow {
  display: inline-block;
  font-size: 12px; font-weight: 600; letter-spacing: 0.14em; text-transform: uppercase;
  color: var(--red);
  padding: 6px 12px;
  background: rgba(231,76,76,.08);
  border-radius: 999px;
  margin-bottom: 18px;
}
.section__title {
  font-size: clamp(32px, 4.2vw, 54px);
  line-height: 1.05;
  margin-bottom: 18px;
  text-wrap: balance;
}
.section__lead { color: var(--ink-soft); font-size: 18px; text-wrap: pretty; }

/* ---------- NAV ---------- */
.nav {
  position: sticky; top: 0; z-index: 60;
  background: rgba(255,255,255,.85);
  backdrop-filter: saturate(1.4) blur(10px);
  -webkit-backdrop-filter: saturate(1.4) blur(10px);
  border-bottom: 1px solid transparent;
  transition: border-color .2s var(--ease), background .2s var(--ease), box-shadow .2s var(--ease);
}
.nav--scrolled { border-color: var(--line); box-shadow: 0 6px 24px rgba(14,31,45,.04); background: rgba(255,255,255,.95); }
.nav__inner {
  max-width: var(--container); margin: 0 auto;
  padding: 26px 28px;
  display: flex; align-items: center; gap: 28px;
  transition: padding .25s var(--ease);
}
.nav--scrolled .nav__inner { padding: 16px 28px; }
.nav__logo { display: flex; align-items: center; }
.nav__logo img { height: 72px; width: auto; transition: height .25s var(--ease); }
.nav--scrolled .nav__logo img { height: 52px; }
.nav__links {
  display: flex; gap: 28px; flex: 1; justify-content: center;
}
.nav__links a {
  color: var(--ink);
  font-size: 15px; font-weight: 500;
  padding: 6px 2px;
  border-bottom: 2px solid transparent;
  transition: color .2s, border-color .2s;
}
.nav__links a:hover { color: var(--red); border-color: var(--red); }
.nav__right { display: flex; align-items: center; gap: 14px; }
.nav__phone {
  display: inline-flex; align-items: center; gap: 8px;
  color: var(--ink-soft); font-size: 14px; font-weight: 500;
  padding: 8px 10px;
  border-radius: 8px;
  transition: color .2s, background .2s;
}
.nav__phone:hover { color: var(--navy); background: var(--cream); }
.nav__phone svg { color: var(--red); }
.nav__hamburger {
  display: none;
  width: 40px; height: 40px;
  flex-direction: column; justify-content: center; gap: 5px; align-items: center;
  border-radius: 10px;
  border: 1px solid var(--line);
}
.nav__hamburger span { width: 18px; height: 2px; background: var(--navy); border-radius: 2px; }

@media (max-width: 960px) {
  .nav__links, .nav__phone { display: none; }
  .nav__hamburger { display: flex; }
  .nav__cta { display: none; }
}

/* ---------- MOBILE MENU ---------- */
.mobile-menu {
  position: fixed; inset: 0; z-index: 100;
  background: var(--paper);
  transform: translateX(100%);
  transition: transform .35s var(--ease);
  display: flex; flex-direction: column;
  padding: 20px 24px;
}
.mobile-menu--open { transform: translateX(0); }
.mobile-menu__header { display: flex; justify-content: space-between; align-items: center; padding-bottom: 20px; border-bottom: 1px solid var(--line); }
.mobile-menu__logo { height: 36px; }
.mobile-menu__close { color: var(--navy); padding: 8px; }
.mobile-menu__links { display: flex; flex-direction: column; padding: 20px 0; gap: 4px; }
.mobile-menu__links a {
  font-family: 'Fraunces', serif;
  font-size: 26px; padding: 14px 0; color: var(--navy-ink);
  border-bottom: 1px solid var(--cream-2);
}
.mobile-menu__foot { margin-top: auto; padding-bottom: 20px; }
.mobile-menu__phone {
  display: inline-flex; align-items: center; gap: 8px;
  color: var(--ink-soft); margin-top: 16px; font-size: 15px;
}
.mobile-menu__phone svg { color: var(--red); }

/* ---------- HERO ---------- */
.hero { position: relative; isolation: isolate; }
.hero__bg { position: relative; overflow: hidden; }
.hero__inner {
  max-width: var(--container);
  margin: 0 auto;
  padding: 56px 28px 120px;
  position: relative;
  z-index: 2;
}
.hero__eyebrow {
  display: inline-flex; align-items: center; gap: 10px;
  padding: 8px 14px;
  background: rgba(95,184,232,.15);
  color: var(--blue);
  border-radius: 999px;
  font-size: 12px; font-weight: 600; letter-spacing: 0.14em; text-transform: uppercase;
  margin-bottom: 28px;
}
.hero__eyebrow--light {
  background: rgba(27,58,82,.08);
  color: var(--navy-ink);
  position: relative; z-index: 3;
}
.pulse { width: 7px; height: 7px; border-radius: 50%; background: var(--blue); position: relative; }
.pulse::after {
  content: ''; position: absolute; inset: -4px; border-radius: 50%;
  background: var(--blue); opacity: .3;
  animation: pulse 1.8s infinite;
}
.pulse--red { background: var(--red); }
.pulse--red::after { background: var(--red); }
@keyframes pulse { 0% { transform: scale(.7); opacity: .5; } 100% { transform: scale(2); opacity: 0; } }

.hero__title {
  font-size: clamp(44px, 6.2vw, 84px);
  line-height: 1.02;
  letter-spacing: -0.025em;
  font-weight: 400;
  color: #fff;
  margin-bottom: 24px;
  max-width: 900px;
  text-wrap: balance;
}
.hero__title--dark { color: var(--navy-ink); }
.hero__title--xl { font-size: clamp(52px, 7.5vw, 104px); }
.hero__sub {
  font-size: clamp(17px, 1.4vw, 20px);
  color: rgba(255,255,255,.85);
  max-width: 620px;
  margin-bottom: 36px;
  line-height: 1.55;
  text-wrap: pretty;
}
.hero__sub--dark { color: var(--ink-soft); }
.hero__sub--narrow { max-width: 540px; }
.hero__sub strong { color: #fff; font-weight: 600; }
.hero__sub--dark strong { color: var(--navy-ink); }
.hero__em-red { color: var(--red); }
.u-underline { position: relative; }
.u-underline::after {
  content: ''; position: absolute; left: 0; right: 0; bottom: 4px; height: 8px;
  background: var(--blue); opacity: .4; z-index: -1;
  border-radius: 4px;
}
.hero__ctas { display: flex; gap: 14px; flex-wrap: wrap; align-items: center; }
.hero__meta {
  margin-top: 36px;
  display: flex; gap: 14px; align-items: center;
  color: rgba(255,255,255,.75); font-size: 14px;
}
.hero__meta .dot { opacity: .5; }
.stars { color: #FFC94F; letter-spacing: 0.1em; }

/* Hero classic */
.hero__bg--classic {
  background: linear-gradient(155deg, #0E1F2D 0%, #1B3A52 50%, #1F4865 100%);
  color: #fff;
}
.hero__bg--classic .hero__grad {
  position: absolute; inset: 0;
  background: radial-gradient(1200px 500px at 85% 20%, rgba(95,184,232,.25), transparent 60%),
              radial-gradient(900px 400px at 10% 90%, rgba(231,76,76,.18), transparent 60%);
}
.hero__shapes { position: absolute; inset: 0; width: 100%; height: 100%; }
.hero__grid {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.04) 1px, transparent 1px);
  background-size: 56px 56px;
  mask-image: radial-gradient(ellipse at 30% 40%, black 40%, transparent 80%);
  -webkit-mask-image: radial-gradient(ellipse at 30% 40%, black 40%, transparent 80%);
}

/* Hero editorial */
.hero__bg--editorial {
  background: var(--cream);
  border-bottom: 1px solid var(--line);
  position: relative;
}
.hero__bg--editorial::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(900px 500px at 80% 30%, rgba(95,184,232,.18), transparent 60%);
  pointer-events: none;
}
.hero__inner--split {
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 60px;
  align-items: center;
  padding: 72px 28px 96px;
}
.hero__copy { position: relative; z-index: 2; }
.hero__portrait {
  position: relative;
  aspect-ratio: 1 / 1.05;
  max-width: 520px;
  justify-self: end;
  width: 100%;
}
.hero__portrait-frame {
  position: absolute; inset: 0;
  border-radius: 28px;
  overflow: hidden;
  background: var(--cream-2);
  box-shadow: var(--shadow-lg);
  transform: rotate(-1.5deg);
}
.hero__portrait-frame::before {
  content: ''; position: absolute; inset: 0;
  background: linear-gradient(180deg, transparent 60%, rgba(27,58,82,.15) 100%);
  z-index: 2; pointer-events: none;
}
.hero__portrait-frame img { width: 100%; height: 100%; object-fit: cover; object-position: center top; }
.hero__badge {
  position: absolute; background: #fff; border-radius: 16px;
  padding: 14px 18px;
  box-shadow: var(--shadow);
  border: 1px solid var(--line);
  top: -14px; left: -24px;
  transform: rotate(-3deg);
  z-index: 3;
}
.hero__badge--br { top: auto; left: auto; bottom: 12px; right: -24px; transform: rotate(2deg); }
.hero__badge-num { font-family: 'Fraunces', serif; font-size: 28px; color: var(--red); font-weight: 500; line-height: 1; }
.hero__badge-lbl { font-size: 11px; letter-spacing: 0.1em; text-transform: uppercase; color: var(--ink-mute); font-weight: 600; margin-top: 4px; }

/* Hero Colorado — photographic */
.hero__bg--colorado {
  position: relative;
  overflow: hidden;
  min-height: 680px;
  background: #0E1F2D;
  color: #fff;
}
.hero__co-photo {
  position: absolute; inset: 0;
  z-index: 1;
}
.hero__co-photo img {
  width: 100%; height: 100%;
  object-fit: cover;
  object-position: center 40%;
}
.hero__co-placeholder {
  position: absolute; inset: 0;
  background:
    linear-gradient(135deg, #2a4d6c 0%, #1B3A52 50%, #0E1F2D 100%);
  display: grid; place-items: center;
  padding: 40px;
}
.hero__co-placeholder::before {
  content: '';
  position: absolute; inset: 0;
  background-image:
    repeating-linear-gradient(45deg, rgba(255,255,255,.03) 0 2px, transparent 2px 14px);
  pointer-events: none;
}
.hero__co-placeholder-inner {
  max-width: 460px; text-align: center;
  background: rgba(14,31,45,.5);
  border: 1px dashed rgba(255,255,255,.25);
  border-radius: 18px;
  padding: 28px 28px 30px;
  backdrop-filter: blur(4px);
  position: relative; z-index: 2;
}
.hero__co-ph-badge {
  display: inline-block;
  background: var(--red); color: #fff;
  font-size: 11px; letter-spacing: 0.14em; text-transform: uppercase; font-weight: 600;
  padding: 5px 10px; border-radius: 999px;
  margin-bottom: 14px;
}
.hero__co-ph-title {
  font-family: 'Fraunces', serif; font-size: 26px;
  color: #fff; line-height: 1.1; margin-bottom: 12px;
}
.hero__co-ph-sub {
  font-size: 14px; color: rgba(255,255,255,.78);
  line-height: 1.55; margin-bottom: 12px;
}
.hero__co-ph-sub code {
  background: rgba(255,255,255,.1);
  padding: 2px 6px; border-radius: 4px;
  font-size: 12px; color: var(--blue);
}
.hero__co-ph-hint {
  font-size: 12px; color: rgba(255,255,255,.6);
  line-height: 1.55;
  padding-top: 12px; margin-top: 4px;
  border-top: 1px solid rgba(255,255,255,.1);
  text-align: left;
}
.hero__co-ph-hint strong { color: var(--blue); font-weight: 600; }
.hero__co-overlay {
  position: absolute; inset: 0;
  background:
    linear-gradient(100deg, rgba(14,31,45,.85) 0%, rgba(14,31,45,.55) 45%, rgba(14,31,45,.15) 100%),
    linear-gradient(180deg, rgba(14,31,45,.2) 0%, transparent 40%, rgba(14,31,45,.55) 100%);
  pointer-events: none;
  z-index: 2;
}
.hero__inner--co {
  position: relative; z-index: 3;
  max-width: var(--container);
  padding: 110px 28px 130px;
}
.hero__co-copy { max-width: 640px; }
.hero__title--light { color: #fff; text-shadow: 0 2px 24px rgba(0,0,0,.35); }
.hero__title--light em { color: #FFB8B8; font-style: italic; }
.hero__sub--light { color: rgba(255,255,255,.92); text-shadow: 0 1px 12px rgba(0,0,0,.3); }
.hero__sub--light strong { color: #fff; }
@media (max-width: 860px) {
  .hero__bg--colorado { min-height: 580px; }
  .hero__inner--co { padding: 72px 24px 90px; }
  .hero__co-placeholder-inner { padding: 20px 20px 22px; }
  .hero__co-ph-title { font-size: 22px; }
}

/* Hero bold */
.hero__bg--bold { background: var(--paper); position: relative; overflow: hidden; }
.hero__bg--bold .hero__inner { padding: 96px 28px 120px; }
.hero__bold-shape {
  position: absolute; border-radius: 50%;
  pointer-events: none; opacity: .9;
}
.hero__bold-shape--a { width: 420px; top: -80px; right: -80px; opacity: .95; }
.hero__bold-shape--b { width: 240px; bottom: -60px; left: -40px; border-radius: 40px; opacity: .92; }
.hero__bold-shape--c { width: 160px; top: 45%; right: 35%; opacity: .85; }

@media (max-width: 860px) {
  .hero__inner { padding: 64px 24px 80px; }
  .hero__inner--split { grid-template-columns: 1fr; gap: 40px; }
  .hero__portrait { justify-self: center; max-width: 380px; }
  .hero__bold-shape--a { width: 220px; top: -90px; right: -90px; }
  .hero__bold-shape--b { width: 140px; bottom: -100px; left: -80px; }
  .hero__bold-shape--c { width: 80px; top: auto; bottom: 8%; right: 6%; }
  /* Keep hero content above the decorative shapes on small screens */
  .hero__bg--bold .hero__inner { position: relative; z-index: 2; }
  .hero__sub--dark { text-shadow: 0 0 20px rgba(250,248,243,.8); }
}
@media (max-width: 560px) {
  .hero__bold-shape--a { width: 180px; top: -110px; right: -110px; }
  .hero__bold-shape--b { width: 110px; bottom: -90px; left: -60px; }
  .hero__bold-shape--c { display: none; }
}

/* ---------- TRUST BAR ---------- */
.trustbar {
  background:
    linear-gradient(180deg, #FFFFFF 0%, #FBF8F2 100%);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  padding: 28px 0;
  position: relative;
  overflow: hidden;
}
.trustbar::before {
  content: '';
  position: absolute; inset: 0;
  background-image: radial-gradient(circle, rgba(27,58,82,.08) 1px, transparent 1.4px);
  background-size: 22px 22px;
  background-position: center;
  mask-image: linear-gradient(90deg, transparent, black 20%, black 80%, transparent);
  -webkit-mask-image: linear-gradient(90deg, transparent, black 20%, black 80%, transparent);
  opacity: .55;
  pointer-events: none;
}
.trustbar__inner {
  max-width: var(--container); margin: 0 auto; padding: 0 28px;
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px;
  align-items: stretch;
  position: relative; z-index: 2;
}
.trustbar__item {
  display: flex; align-items: center; gap: 14px;
  font-size: 14px; font-weight: 500; color: var(--ink);
  background: #FFFFFF;
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 14px 16px;
  box-shadow: 0 1px 2px rgba(14,31,45,.04);
  transition: transform .2s var(--ease), box-shadow .2s var(--ease);
}
.trustbar__item:hover { transform: translateY(-1px); box-shadow: 0 6px 18px rgba(14,31,45,.08); }
.trustbar__icon {
  width: 40px; height: 40px; border-radius: 12px;
  display: grid; place-items: center;
  background: var(--cream);
  color: var(--navy);
  flex-shrink: 0;
}
.trustbar__item:nth-child(1) .trustbar__icon { background: rgba(95,184,232,.15); color: var(--blue-2); }
.trustbar__item:nth-child(2) .trustbar__icon { background: rgba(231,76,76,.1); color: var(--red); }
.trustbar__item:nth-child(3) .trustbar__icon { background: rgba(27,58,82,.08); color: var(--navy); }
.trustbar__item:nth-child(4) .trustbar__icon { background: #FFF6D9; color: #D4A017; }
@media (max-width: 860px) {
  .trustbar__inner { grid-template-columns: repeat(2, 1fr); gap: 10px; }
  .trustbar__item { font-size: 13px; padding: 12px 14px; }
}

/* ---------- BEYOND CARD (simplified Enroll & Beyond) ---------- */
.beyond {
  padding: 72px 0 48px;
  background: var(--cream);
}
.beyond__card {
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 28px;
  padding: 32px 32px 32px 28px;
  background: #FFFFFF;
  border: 1px solid var(--line);
  border-left: 4px solid var(--navy);
  border-radius: 18px;
  box-shadow: 0 1px 2px rgba(14,31,45,.04);
  transition: transform .2s var(--ease), box-shadow .2s var(--ease), border-color .2s var(--ease);
  color: var(--ink);
  text-decoration: none;
}
.beyond__card:hover {
  transform: translateY(-3px);
  box-shadow: 0 16px 40px rgba(14,31,45,.08);
  border-left-color: var(--blue);
}
.beyond__icon {
  width: 64px; height: 64px; border-radius: 16px;
  background: rgba(95,184,232,.15);
  color: var(--navy-ink);
  display: grid; place-items: center;
  flex-shrink: 0;
}
.beyond__eyebrow {
  display: inline-block;
  font-size: 11px; letter-spacing: .14em; text-transform: uppercase;
  color: var(--blue-2); font-weight: 700;
  margin-bottom: 6px;
}
.beyond__title {
  font-family: 'Fraunces', serif;
  font-size: clamp(22px, 2.2vw, 28px);
  color: var(--navy-ink);
  line-height: 1.2;
  margin: 0 0 8px;
  font-weight: 400;
}
.beyond__title em {
  font-style: italic;
  color: var(--red);
}
.beyond__sub {
  margin: 0;
  font-size: 15px;
  color: var(--ink-soft);
  line-height: 1.55;
}
.beyond__cta {
  display: inline-flex; align-items: center; gap: 8px;
  color: var(--navy-ink); font-weight: 600; font-size: 15px;
  padding: 12px 18px;
  border-radius: 10px;
  background: rgba(27,58,82,.06);
  white-space: nowrap;
  transition: background .2s var(--ease), color .2s var(--ease);
}
.beyond__card:hover .beyond__cta {
  background: var(--navy);
  color: #fff;
}
@media (max-width: 820px) {
  .beyond { padding: 48px 0 24px; }
  .beyond__card {
    grid-template-columns: 1fr;
    gap: 16px;
    padding: 24px;
  }
  .beyond__icon { width: 52px; height: 52px; }
  .beyond__cta { width: 100%; justify-content: center; padding: 14px 20px; }
}

/* ---------- HOW I HELP (legacy — kept for reference, no longer rendered) ---------- */
.howihelp { padding: 110px 0; background: var(--cream); }
.howihelp__grid {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px;
}
@media (max-width: 860px) { .howihelp__grid { grid-template-columns: 1fr; } }

.help-card {
  display: flex; flex-direction: column;
  padding: 36px 32px;
  border-radius: var(--radius-lg);
  transition: transform .3s var(--ease), box-shadow .3s var(--ease), background .3s var(--ease), border-color .3s var(--ease);
  position: relative; overflow: hidden;
  color: var(--ink);
  min-height: 300px;
}
.help-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }

/* Soft variant — filled card, subtle border, soft shadow on hover */
.help-card--soft {
  background: var(--paper);
  border: 1px solid var(--line);
  box-shadow: var(--shadow-sm);
}

/* Outlined variant — transparent card, prominent border, tint on hover */
.help-card--outlined {
  background: transparent;
  border: 1.5px solid var(--line-strong);
  box-shadow: none;
}
.help-card--outlined.help-card--blue:hover { background: rgba(95,184,232,.06); border-color: var(--blue-2); }
.help-card--outlined.help-card--red:hover { background: rgba(231,76,76,.05); border-color: var(--red); }
.help-card--outlined.help-card--navy:hover { background: rgba(27,58,82,.04); border-color: var(--navy); }
.help-card--outlined .help-card__num { color: var(--navy); font-weight: 500; }
.help-card__top {
  display: flex; justify-content: space-between; align-items: flex-start;
  margin-bottom: 28px;
}
.help-card__num {
  font-family: 'Fraunces', serif; font-size: 14px;
  color: var(--ink-mute); letter-spacing: 0.1em;
}
.help-card__icon {
  width: 52px; height: 52px; border-radius: 14px;
  display: grid; place-items: center;
  transition: transform .3s var(--ease);
}
.help-card:hover .help-card__icon { transform: rotate(-4deg) scale(1.05); }
.help-card--blue .help-card__icon { background: rgba(95,184,232,.15); color: var(--blue-2); }
.help-card--red .help-card__icon { background: rgba(231,76,76,.12); color: var(--red); }
.help-card--navy .help-card__icon { background: rgba(27,58,82,.1); color: var(--navy); }
.help-card__title { font-size: 30px; margin-bottom: 12px; }
.help-card__body { color: var(--ink-soft); margin-bottom: 24px; flex: 1; }
.help-card__cta {
  font-weight: 600; font-size: 15px;
  display: inline-flex; align-items: center; gap: 6px;
  color: var(--red);
  transition: gap .2s var(--ease);
}
.help-card:hover .help-card__cta { gap: 10px; }
.help-card--navy .help-card__cta { color: var(--navy); }
.help-card--blue .help-card__cta { color: var(--blue-2); }

/* ---------- REVIEWS ---------- */
.reviews { padding: 110px 0; background: var(--paper); }
.reviews__head {
  display: flex; justify-content: space-between; align-items: flex-end;
  gap: 40px; margin-bottom: 56px; max-width: none;
}
.reviews__head .section__title { text-align: left; margin: 0; }
.reviews__rating {
  display: flex; align-items: baseline; gap: 12px;
  background: var(--cream);
  padding: 20px 24px;
  border-radius: 16px;
  border: 1px solid var(--line);
  flex-shrink: 0;
}
.reviews__rating-num {
  font-family: 'Fraunces', serif; font-size: 46px; color: var(--navy-ink); line-height: 1;
}
.reviews__rating-stars { color: #FFC94F; font-size: 18px; letter-spacing: 0.1em; }
.reviews__rating-lbl { font-size: 13px; color: var(--ink-mute); display: block; }
.reviews__rating > span:last-child { display: flex; flex-direction: column; gap: 3px; }

.reviews__stage {
  position: relative;
  margin: 0 -12px;
  padding: 0 50px;
}
.reviews__track {
  position: relative;
  height: 380px;
  overflow: hidden;
}
.review {
  position: absolute;
  top: 0; left: 0;
  width: calc((100% - 40px) / 3);
  padding: 36px 32px;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  transform: translateX(calc(var(--pos) * (100% + 20px)));
  transition: transform .6s var(--ease), opacity .5s var(--ease), box-shadow .4s var(--ease);
  opacity: 0;
  display: flex; flex-direction: column;
  height: 100%;
}
.review--active, .review--next, .review--next2 { opacity: 1; }
.review--active {
  background: var(--cream);
  border-color: var(--line-strong);
  box-shadow: var(--shadow-lg);
}
.review__mark {
  font-family: 'Fraunces', serif; font-size: 72px;
  color: var(--red); line-height: .6; margin-bottom: -8px;
  font-style: italic;
}
.review__quote {
  font-family: 'Fraunces', serif;
  font-size: 19px; line-height: 1.45;
  color: var(--navy-ink);
  flex: 1;
  font-weight: 400;
  text-wrap: pretty;
  margin: 0 0 24px;
  display: -webkit-box;
  -webkit-line-clamp: 7;
  -webkit-box-orient: vertical;
  overflow: hidden;
}
.review__foot { display: flex; justify-content: space-between; align-items: flex-end; gap: 16px; }
.review__stars { color: #FFC94F; letter-spacing: 0.1em; font-size: 16px; }
.review__author { text-align: right; }
.review__name { display: block; font-weight: 600; font-size: 15px; color: var(--navy-ink); }
.review__via { display: inline-flex; align-items: center; gap: 6px; font-size: 12px; color: var(--ink-mute); margin-top: 2px; }

.reviews__nav {
  position: absolute;
  top: 50%; transform: translateY(-50%);
  width: 44px; height: 44px;
  border-radius: 50%;
  background: var(--paper);
  color: var(--navy);
  border: 1px solid var(--line);
  display: grid; place-items: center;
  transition: all .2s var(--ease);
  z-index: 3;
  box-shadow: var(--shadow-sm);
}
.reviews__nav:hover { background: var(--navy); color: #fff; border-color: var(--navy); }
.reviews__nav--prev { left: 0; }
.reviews__nav--next { right: 0; }

.reviews__dots {
  display: flex; justify-content: center; gap: 8px; margin-top: 32px;
}
.reviews__dot {
  width: 8px; height: 8px; border-radius: 50%;
  background: var(--line-strong);
  transition: all .2s var(--ease);
}
.reviews__dot--active { background: var(--red); width: 28px; border-radius: 4px; }
.reviews__all { text-align: center; margin-top: 28px; }
.reviews__all a {
  color: var(--navy); font-weight: 600; font-size: 15px;
  border-bottom: 2px solid var(--red);
  padding-bottom: 2px;
}

@media (max-width: 860px) {
  .reviews__head { flex-direction: column; align-items: flex-start; }
  .reviews__stage { padding: 0 40px; }
  .reviews__track { height: 440px; }
  .review { width: 100%; }
  .review--next, .review--next2 { opacity: 0 !important; }
}

/* ---------- CARRIERS ---------- */
.carriers {
  background: var(--navy);
  color: #fff;
  padding: 72px 0;
  overflow: hidden;
  border-top: 1px solid rgba(255,255,255,.08);
  border-bottom: 1px solid rgba(255,255,255,.08);
}
.carriers__head { text-align: center; margin-bottom: 40px; max-width: var(--container); margin-left: auto; margin-right: auto; padding: 0 28px; }
.carriers__eyebrow {
  display: inline-block;
  font-size: 12px; letter-spacing: 0.14em; text-transform: uppercase;
  color: var(--blue); font-weight: 600;
  margin-bottom: 12px;
}
.carriers__title { font-size: clamp(28px, 3.4vw, 40px); color: #fff; }
.carriers__marquee {
  mask-image: linear-gradient(90deg, transparent, black 10%, black 90%, transparent);
  -webkit-mask-image: linear-gradient(90deg, transparent, black 10%, black 90%, transparent);
  overflow: hidden;
}
.carriers__track {
  display: flex; align-items: center; gap: 28px;
  white-space: nowrap;
  animation: marquee 28s linear infinite;
  padding: 12px 0;
  width: max-content;
}
.carriers__marquee:hover .carriers__track { animation-play-state: paused; }
@media (max-width: 860px) {
  .carriers__track { animation-duration: 22s; }
}
.carriers__item {
  font-family: 'Inter', sans-serif;
  font-size: clamp(22px, 2.6vw, 32px);
  font-weight: 500;
  letter-spacing: -0.01em;
  color: rgba(255,255,255,.88);
  text-transform: uppercase;
  font-size-adjust: .5;
}
.carriers__sep { color: var(--red); font-weight: 300; font-size: 24px; }
@keyframes marquee {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}

/* ---------- WATCH & LEARN ---------- */
.watch { padding: 110px 0; background: var(--cream); }
.watch__grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
@media (max-width: 860px) { .watch__grid { grid-template-columns: 1fr; } }
.video-card {}
.video-card__thumb {
  position: relative;
  aspect-ratio: 16 / 9;
  border-radius: var(--radius);
  overflow: hidden;
  background: linear-gradient(135deg, var(--navy), #2a4d6c);
  margin-bottom: 14px;
  cursor: pointer;
  transition: transform .3s var(--ease);
}
.video-card:hover .video-card__thumb { transform: translateY(-3px); }
.video-card__stripes {
  position: absolute; inset: 0;
  background-image: repeating-linear-gradient(135deg, rgba(255,255,255,.04) 0 8px, transparent 8px 16px);
}
.video-card__play {
  position: absolute; top: 50%; left: 50%;
  transform: translate(-50%, -50%);
  width: 64px; height: 64px; border-radius: 50%;
  background: var(--red); color: #fff;
  display: grid; place-items: center;
  box-shadow: 0 8px 24px rgba(231,76,76,.4);
}
.video-card__len {
  position: absolute; bottom: 12px; right: 12px;
  background: rgba(0,0,0,.65); color: #fff;
  padding: 3px 8px; border-radius: 4px;
  font-size: 12px; font-weight: 500;
}
.video-card__coming {
  position: absolute; top: 12px; left: 12px;
  background: #fff; color: var(--navy);
  padding: 4px 10px; border-radius: 999px;
  font-size: 11px; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase;
}
.video-card__title { font-family: 'Fraunces', serif; font-size: 20px; color: var(--navy-ink); margin-bottom: 4px; }
.video-card__meta { font-size: 13px; color: var(--ink-mute); }
.watch__foot { text-align: center; margin-top: 48px; }

/* ---------- NEWSLETTER ---------- */
.newsletter {
  background: var(--navy);
  color: #fff;
  padding: 96px 0;
  position: relative; overflow: hidden;
}
.newsletter::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(600px 300px at 20% 0%, rgba(95,184,232,.2), transparent 60%),
              radial-gradient(500px 300px at 90% 100%, rgba(231,76,76,.15), transparent 60%);
  pointer-events: none;
}
.newsletter__inner {
  position: relative; z-index: 2;
  display: grid;
  grid-template-columns: 1.3fr 1fr;
  gap: 48px;
  align-items: center;
}
.newsletter__title { color: #fff; font-size: clamp(30px, 3.8vw, 46px); margin-bottom: 14px; line-height: 1.1; text-wrap: balance; }
.newsletter__title em { color: var(--blue); }
.newsletter__sub { color: rgba(255,255,255,.8); font-size: 17px; }
.newsletter__eyebrow { background: rgba(255,255,255,.08); color: var(--blue); }
.newsletter__card {
  /* Inherits contact-form__card look; just a tiny shadow boost against navy bg */
  box-shadow: 0 16px 40px rgba(0,0,0,.32);
}
@media (max-width: 860px) {
  .newsletter__inner { grid-template-columns: 1fr; gap: 28px; }
  .newsletter__card { padding: 28px; }
}

/* ---------- FINAL CTA ---------- */
.finalcta {
  background: var(--cream);
  padding: 110px 0;
  border-top: 1px solid var(--line);
}
.finalcta__inner { text-align: center; max-width: 720px; margin: 0 auto; }
.finalcta__title {
  font-size: clamp(44px, 6vw, 76px);
  line-height: 1; margin: 18px 0 20px;
  letter-spacing: -0.025em;
}
.finalcta__sub {
  font-size: 18px; color: var(--ink-soft);
  margin-bottom: 36px; text-wrap: pretty;
}
.finalcta__ctas {
  display: flex; gap: 20px; align-items: center; justify-content: center; flex-wrap: wrap;
}
.finalcta__phone {
  display: inline-flex; align-items: center; gap: 10px;
  font-size: 18px; color: var(--navy-ink); font-weight: 500;
  padding: 10px 16px;
  border-radius: 999px;
  transition: background .2s;
}
.finalcta__phone:hover { background: rgba(27,58,82,.06); }
.finalcta__phone svg { color: var(--red); }

/* ---------- FOOTER ---------- */
.footer { background: var(--navy-ink); color: rgba(255,255,255,.75); padding: 72px 0 0; }
.footer__inner {
  max-width: var(--container); margin: 0 auto; padding: 0 28px;
  display: grid; grid-template-columns: 2fr 1fr 1.5fr 1.2fr; gap: 48px;
  padding-bottom: 48px;
}
@media (max-width: 860px) {
  .footer__inner { grid-template-columns: 1fr 1fr; gap: 32px; }
  .footer__logo { display: none; }
}
.footer__logo { height: 44px; background: #fff; padding: 6px 10px; border-radius: 8px; margin-bottom: 14px; width: fit-content; }
.footer__tag { font-family: 'Fraunces', serif; font-size: 18px; color: #fff; margin: 0 0 10px; font-style: italic; }
.footer__biz { color: rgba(255,255,255,.5); font-size: 14px; margin: 0 0 20px; }
.footer__social { display: flex; gap: 10px; }
.footer__social a {
  width: 38px; height: 38px; border-radius: 10px;
  display: grid; place-items: center;
  background: rgba(255,255,255,.06);
  color: rgba(255,255,255,.75);
  transition: all .2s;
}
.footer__social a:hover { background: var(--red); color: #fff; }
.footer__heading {
  font-family: 'Inter', sans-serif; font-size: 12px; letter-spacing: 0.14em; text-transform: uppercase;
  color: #fff; margin: 0 0 18px;
  font-weight: 600;
}
.footer__col a, .footer__col p {
  display: block;
  color: rgba(255,255,255,.65);
  font-size: 14px;
  margin: 0 0 10px;
  transition: color .2s;
}
.footer__col a:hover { color: var(--blue); }
.footer__address {
  color: rgba(255,255,255,.65);
  font-size: 14px;
  line-height: 1.6;
  font-style: normal;
  margin: 0 0 10px;
}
.footer__hours,
.footer__area {
  color: rgba(255,255,255,.65);
  font-size: 14px;
  margin: 0 0 10px;
}
.footer__disclaimers {
  max-width: var(--container); margin: 0 auto; padding: 28px 28px 20px;
  border-top: 1px solid rgba(255,255,255,.1);
  font-size: 12px; color: rgba(255,255,255,.45); line-height: 1.6;
}
.footer__disclaimers p { margin: 0 0 10px; }
.footer__bottom {
  max-width: var(--container); margin: 0 auto; padding: 20px 28px 32px;
  border-top: 1px solid rgba(255,255,255,.08);
  display: flex; justify-content: space-between;
  font-size: 12px; color: rgba(255,255,255,.45);
}

/* ---------- FLOATING WIDGET ---------- */
.fw { position: fixed; bottom: 96px; right: 24px; z-index: 80; }
.fw__fab {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--red); color: #fff;
  padding: 14px 18px;
  border-radius: 999px;
  box-shadow: 0 8px 24px rgba(231,76,76,.4);
  font-weight: 600; font-size: 14px;
  transition: transform .2s var(--ease), box-shadow .2s var(--ease);
}
.fw__fab:hover { transform: translateY(-2px); box-shadow: 0 12px 32px rgba(231,76,76,.5); }
.fw--open .fw__fab { background: var(--navy); box-shadow: var(--shadow); }
.fw__fab-label { font-size: 14px; }
.fw__panel {
  position: absolute; bottom: 60px; right: 0;
  width: 340px;
  background: var(--paper);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--line);
  padding: 16px;
  animation: fw-in .28s var(--ease);
  transform-origin: bottom right;
}
@keyframes fw-in {
  from { opacity: 0; transform: translateY(10px) scale(.97); }
  to { opacity: 1; transform: translateY(0) scale(1); }
}
.fw__panel-head {
  display: flex; justify-content: space-between; align-items: flex-start;
  margin-bottom: 10px; padding: 6px 6px 0;
}
.fw__panel-title { font-family: 'Fraunces', serif; font-size: 20px; color: var(--navy-ink); line-height: 1.1; }
.fw__panel-sub { font-size: 13px; color: var(--ink-mute); margin-top: 2px; }
.fw__panel-close {
  width: 30px; height: 30px; border-radius: 8px;
  display: grid; place-items: center; color: var(--ink-mute);
  transition: background .2s;
}
.fw__panel-close:hover { background: var(--cream); }
.fw__opt {
  display: flex; align-items: center; gap: 12px;
  width: 100%;
  padding: 12px; border-radius: 12px;
  text-align: left;
  transition: background .2s;
  color: var(--ink);
}
.fw__opt:hover { background: var(--cream); }
.fw__opt-ico {
  width: 40px; height: 40px; border-radius: 10px;
  display: grid; place-items: center; flex-shrink: 0;
}
.fw__opt-ico--red { background: rgba(231,76,76,.1); color: var(--red); }
.fw__opt-ico--navy { background: rgba(27,58,82,.08); color: var(--navy); }
.fw__opt-ico--blue { background: rgba(95,184,232,.15); color: var(--blue-2); }
.fw__opt-body { flex: 1; }
.fw__opt-title { display: block; font-weight: 600; font-size: 14px; color: var(--navy-ink); }
.fw__opt-sub { display: block; font-size: 12px; color: var(--ink-mute); margin-top: 2px; }
.fw__opt-arrow { color: var(--ink-mute); font-size: 16px; }

/* ---------- SCROLL BAR ---------- */
.scrollbar {
  position: fixed; bottom: 0; left: 0; right: 0; z-index: 70;
  background: var(--navy);
  color: #fff;
  transform: translateY(100%);
  transition: transform .4s var(--ease);
  border-top: 3px solid var(--red);
  box-shadow: 0 -12px 40px rgba(0,0,0,.15);
}
.scrollbar--show { transform: translateY(0); }
.scrollbar__inner {
  max-width: var(--container); margin: 0 auto; padding: 14px 24px;
  display: flex; align-items: center; justify-content: space-between; gap: 20px;
}
.scrollbar__msg { display: flex; align-items: center; gap: 14px; min-width: 0; }
.scrollbar__dot {
  width: 10px; height: 10px; border-radius: 50%;
  background: var(--red); box-shadow: 0 0 0 4px rgba(231,76,76,.25);
  flex-shrink: 0;
  animation: pulse-dot 2s infinite;
}
@keyframes pulse-dot {
  0%,100% { box-shadow: 0 0 0 4px rgba(231,76,76,.25); }
  50% { box-shadow: 0 0 0 8px rgba(231,76,76,.15); }
}
.scrollbar__text { display: flex; flex-direction: column; line-height: 1.3; min-width: 0; }
.scrollbar__text strong { font-size: 15px; }
.scrollbar__sub { color: rgba(255,255,255,.65); font-size: 13px; }
.scrollbar__ctas { display: flex; align-items: center; gap: 10px; flex-shrink: 0; }
.scrollbar__close {
  width: 34px; height: 34px; border-radius: 8px;
  color: rgba(255,255,255,.6);
  transition: background .2s;
}
.scrollbar__close:hover { background: rgba(255,255,255,.1); color: #fff; }
@media (max-width: 680px) {
  .scrollbar__sub { display: none; }
  .scrollbar .btn { padding: 10px 14px; font-size: 13px; }
}

/* ---------- TWEAKS PANEL ---------- */
.tweaks {
  position: fixed; bottom: 24px; left: 24px; z-index: 90;
  background: var(--paper);
  border-radius: 18px;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--line);
  padding: 18px;
  width: 280px;
  max-height: calc(100vh - 48px);
  overflow-y: auto;
  display: none;
}
.tweaks--open { display: block; }
.tweaks__head {
  display: flex; justify-content: space-between; align-items: center;
  margin-bottom: 14px;
}
.tweaks__title { font-family: 'Fraunces', serif; font-size: 18px; color: var(--navy-ink); }
.tweaks__close { color: var(--ink-mute); padding: 4px; }
.tweaks__group { margin-bottom: 18px; }
.tweaks__label {
  display: block; font-size: 11px; letter-spacing: 0.1em; text-transform: uppercase;
  color: var(--ink-mute); margin-bottom: 8px; font-weight: 600;
}
.tweaks__row { display: grid; grid-template-columns: repeat(3, 1fr); gap: 6px; }
.tweaks__opt {
  padding: 10px 8px; border-radius: 10px;
  border: 1.5px solid var(--line);
  background: var(--paper);
  font-size: 12px; color: var(--ink);
  font-weight: 500;
  transition: all .15s;
  text-align: center;
}
.tweaks__opt:hover { border-color: var(--navy); }
.tweaks__opt--active { background: var(--navy); color: #fff; border-color: var(--navy); }

/* ---------- PATHS STRIP (Other coverage signpost) ---------- */
.paths {
  padding: 20px 0 8px;
}
.paths__card {
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 24px;
  padding: 12px 12px 12px 24px;
  background: #FFFFFF;
  border: 1px solid var(--line);
  border-left: 4px solid var(--blue);
  border-radius: 14px;
  box-shadow: 0 1px 2px rgba(14,31,45,.04);
  transition: transform .2s var(--ease), box-shadow .2s var(--ease), border-color .2s var(--ease);
  color: var(--ink);
  text-decoration: none;
}
.paths__card:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 28px rgba(14,31,45,.08);
  border-left-color: var(--navy);
}
.paths__badge {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--navy-ink);
  background: rgba(95,184,232,.14);
  padding: 8px 12px;
  border-radius: 999px;
  white-space: nowrap;
  align-self: center;
}
.paths__title {
  margin: 0;
  font-family: var(--font-body);
  font-size: 16px;
  font-weight: 500;
  line-height: 1.45;
  color: var(--ink);
}
.paths__title em {
  font-style: normal;
  color: var(--navy);
  font-weight: 600;
}
.paths__cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  background: var(--red);
  color: #FFFFFF !important;
  font-weight: 600;
  font-size: 15px;
  padding: 14px 22px;
  border-radius: 10px;
  white-space: nowrap;
  box-shadow: 0 4px 14px rgba(231,76,76,.28);
  transition: background .2s var(--ease), box-shadow .2s var(--ease), transform .2s var(--ease);
}
.paths__card:hover .paths__cta,
.paths__card:focus-visible .paths__cta {
  background: var(--red-2);
  color: #FFFFFF !important;
  box-shadow: 0 8px 24px rgba(231,76,76,.35);
}
.paths__cta svg { transition: transform .2s var(--ease); }
.paths__card:hover .paths__cta svg { transform: translateX(3px); }
@media (max-width: 820px) {
  .paths__card {
    grid-template-columns: 1fr;
    gap: 12px;
    padding: 16px 18px;
  }
  .paths__badge { justify-self: start; }
  .paths__cta { width: 100%; padding: 14px 20px; }
  .paths__title { font-size: 15px; }
}

/* ---------- MOTION: scroll reveals ---------- */
.reveal {
  opacity: 0;
  transform: translateY(12px);
  transition: opacity .55s var(--ease), transform .55s var(--ease);
  will-change: opacity, transform;
}
.reveal--in { opacity: 1; transform: translateY(0); }

/* ---------- MOTION: hero breathing (bold variant) ---------- */
@keyframes breathe-a {
  0%, 100% { transform: scale(1); }
  50% { transform: scale(1.025); }
}
@keyframes breathe-b {
  0%, 100% { transform: scale(1) rotate(0); }
  50% { transform: scale(0.98) rotate(.6deg); }
}
@keyframes breathe-c {
  0%, 100% { transform: scale(1); }
  50% { transform: scale(1.03); }
}
.hero__bold-shape--a { animation: breathe-a 7s ease-in-out infinite; transform-origin: 70% 30%; }
.hero__bold-shape--b { animation: breathe-b 9s ease-in-out infinite; transform-origin: 20% 80%; }
.hero__bold-shape--c { animation: breathe-c 8s ease-in-out infinite; transform-origin: center; }

/* ---------- ABOUT HERO ---------- */
.about-hero {
  background: linear-gradient(180deg, var(--cream) 0%, #FAF6F1 100%);
  padding: 72px 0 96px;
  position: relative;
  overflow: hidden;
}
.about-hero::before {
  content: '';
  position: absolute; top: -120px; right: -120px;
  width: 520px; height: 520px;
  background: radial-gradient(circle, rgba(231,76,76,.08), transparent 65%);
  pointer-events: none;
}
.about-hero__inner {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 28px;
  display: grid;
  grid-template-columns: 1.2fr .9fr;
  gap: 72px;
  align-items: center;
  position: relative; z-index: 2;
}
.about-hero__copy { max-width: 640px; }
.about-hero__title {
  font-family: 'Fraunces', serif;
  font-size: clamp(42px, 5.2vw, 72px);
  line-height: 1.04;
  letter-spacing: -0.025em;
  font-weight: 400;
  color: var(--navy-ink);
  margin-bottom: 24px;
  text-wrap: balance;
}
.about-hero__title em {
  font-style: italic;
  color: var(--red);
}
.about-hero__sub {
  font-size: 18px;
  color: var(--ink-soft);
  line-height: 1.6;
  margin-bottom: 18px;
  max-width: 580px;
}
.about-hero__sub:last-of-type { margin-bottom: 32px; }
.about-hero__portrait {
  position: relative;
  width: 100%;
  display: flex;
  justify-content: center;
}
.about-hero__portrait-wrap {
  position: relative;
  width: 100%;
  max-width: 420px;
  aspect-ratio: 4 / 5;
  border-radius: 24px;
  overflow: visible;
  background: var(--navy);
  box-shadow: 0 30px 80px rgba(14,31,45,.2);
  transform: rotate(-1.5deg);
}
.about-hero__portrait-wrap img {
  position: absolute; inset: 0;
  width: 100%; height: 100%;
  object-fit: cover;
  border-radius: 24px;
}
.about-hero__badge {
  position: absolute;
  bottom: -22px;
  left: -22px;
  background: var(--red);
  color: #fff;
  padding: 14px 20px;
  border-radius: 16px;
  box-shadow: 0 14px 34px rgba(231,76,76,.35);
  transform: rotate(2deg);
  display: flex;
  flex-direction: column;
  gap: 2px;
  max-width: 220px;
}
.about-hero__badge-eye {
  font-size: 11px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  font-weight: 600;
  opacity: 0.85;
}
.about-hero__badge-label {
  font-family: 'Fraunces', serif;
  font-size: 15px;
  line-height: 1.2;
  font-weight: 500;
}
@media (max-width: 960px) {
  .about-hero__inner { grid-template-columns: 1fr; gap: 56px; }
  .about-hero__portrait-wrap { max-width: 360px; }
  .about-hero { padding: 48px 0 80px; }
}

/* ---------- ABOUT STORY ---------- */
.about-story {
  background: var(--paper);
  padding: 96px 0;
}
.about-story__head { margin-bottom: 48px; max-width: 680px; }
.about-story__body {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
}
.about-story__col p {
  font-size: 17px;
  line-height: 1.75;
  color: var(--ink);
  margin-bottom: 18px;
  max-width: 540px;
}
.about-story__col p:last-child { margin-bottom: 0; }
.about-story__col p strong { color: var(--navy-ink); font-weight: 600; }
@media (max-width: 860px) {
  .about-story { padding: 64px 0; }
  .about-story__body { grid-template-columns: 1fr; gap: 24px; }
}

/* ---------- ABOUT CREDENTIALS ---------- */
.about-creds {
  background: var(--cream);
  padding: 96px 0;
}
.about-creds__head { margin-bottom: 56px; max-width: 680px; }
.about-creds__grid {
  display: grid;
  grid-template-columns: .7fr 1.3fr;
  gap: 48px;
  align-items: start;
}
.about-creds__states {
  background: var(--navy);
  color: #fff;
  border-radius: 20px;
  padding: 32px 28px;
  box-shadow: 0 14px 40px rgba(14,31,45,.15);
}
.about-creds__label {
  display: block;
  font-size: 11px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  font-weight: 600;
  color: rgba(255,255,255,.65);
  margin-bottom: 16px;
}
.about-creds__list {
  list-style: none; padding: 0; margin: 0;
}
.about-creds__list li {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  padding: 14px 0;
  border-bottom: 1px solid rgba(255,255,255,.1);
  gap: 16px;
}
.about-creds__list li:last-child { border-bottom: none; }
.about-creds__state {
  font-family: 'Fraunces', serif;
  font-size: 22px;
  font-weight: 500;
}
.about-creds__num {
  font-size: 13px;
  color: rgba(255,255,255,.65);
  font-variant-numeric: tabular-nums;
}
.about-creds__note {
  margin-top: 20px;
  font-size: 13px;
  color: rgba(255,255,255,.7);
  font-style: italic;
  line-height: 1.5;
}
.about-creds__certs {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.about-creds__cert {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 24px;
  display: flex;
  gap: 16px;
  transition: transform .2s var(--ease), box-shadow .2s var(--ease);
}
.about-creds__cert:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}
.about-creds__cert-icon {
  width: 44px; height: 44px;
  border-radius: 12px;
  background: rgba(95,184,232,.15);
  color: var(--blue-2);
  display: grid;
  place-items: center;
  flex-shrink: 0;
}
.about-creds__cert-title {
  font-family: 'Fraunces', serif;
  font-size: 18px;
  font-weight: 500;
  color: var(--navy-ink);
  margin: 0 0 6px;
  line-height: 1.2;
}
.about-creds__cert-body p {
  font-size: 14px;
  color: var(--ink-soft);
  line-height: 1.55;
  margin: 0;
}
@media (max-width: 960px) {
  .about-creds__grid { grid-template-columns: 1fr; gap: 32px; }
  .about-creds__certs { grid-template-columns: 1fr; }
}

/* ---------- ABOUT PROCESS ---------- */
.about-process {
  background: var(--paper);
  padding: 96px 0;
}
.about-process__head { margin-bottom: 56px; max-width: 680px; }
.about-process__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  counter-reset: step;
  position: relative;
}
.about-process__grid::before {
  content: '';
  position: absolute;
  top: 34px; left: 8%; right: 8%;
  height: 1px;
  background: repeating-linear-gradient(90deg, var(--line) 0 8px, transparent 8px 16px);
  z-index: 0;
}
.about-process__step {
  position: relative;
  z-index: 1;
  padding: 0 8px;
}
.about-process__num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 56px; height: 56px;
  border-radius: 50%;
  background: var(--red);
  color: #fff;
  font-family: 'Fraunces', serif;
  font-size: 20px;
  font-weight: 500;
  margin-bottom: 20px;
  box-shadow: 0 10px 28px rgba(231,76,76,.3);
}
.about-process__title {
  font-family: 'Fraunces', serif;
  font-size: 22px;
  font-weight: 500;
  color: var(--navy-ink);
  margin: 0 0 10px;
  line-height: 1.2;
}
.about-process__body {
  font-size: 15px;
  color: var(--ink-soft);
  line-height: 1.6;
  margin: 0;
}
@media (max-width: 960px) {
  .about-process { padding: 72px 0; }
  .about-process__grid { grid-template-columns: 1fr 1fr; gap: 36px 24px; }
  .about-process__grid::before { display: none; }
}
@media (max-width: 560px) {
  .about-process__grid { grid-template-columns: 1fr; gap: 32px; }
}

.footer__phone-btn {
  background: none; border: none; padding: 0; margin: 0;
  font: inherit; color: inherit; cursor: pointer;
  text-align: left; display: block;
  font-size: 14px;
  color: var(--ink-soft);
  text-decoration: none;
  margin-bottom: 10px;
  transition: color .15s var(--ease);
}
.footer__phone-btn:hover { color: var(--red); }

/* ---------- SIGNATURE ---------- */
.signature {
  display: flex;
  align-items: baseline;
  gap: 12px;
  margin: 10px 0 28px;
  color: var(--red);
  opacity: 0;
  transform: translateY(6px);
  transition: opacity .9s var(--ease), transform .9s var(--ease);
}
.signature--drawn { opacity: 1; transform: translateY(0); }
.signature__dash {
  font-family: 'Fraunces', serif;
  font-size: 22px;
  color: var(--navy-ink);
  opacity: 0.6;
}
.signature__name {
  font-family: 'Caveat', 'Fraunces', cursive;
  font-size: 44px;
  font-weight: 600;
  line-height: 1;
  color: var(--red);
  letter-spacing: 0.01em;
}

/* ---------- TIMELINE ---------- */
.timeline {
  margin-top: 64px;
  position: relative;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  padding: 32px 12px 0;
}
.timeline__line {
  position: absolute;
  top: 42px;
  left: 12%;
  right: 12%;
  height: 2px;
  background: var(--line);
  border-radius: 2px;
  overflow: hidden;
}
.timeline__line::after {
  content: '';
  position: absolute;
  inset: 0;
  width: var(--progress, 0%);
  background: var(--red);
  transition: width .5s var(--ease);
}
.timeline__milestone {
  text-align: center;
  position: relative;
  z-index: 1;
  transition: opacity .3s var(--ease);
  opacity: 0.45;
}
.timeline__milestone--on { opacity: 1; }
.timeline__dot {
  display: block;
  width: 20px; height: 20px;
  border-radius: 50%;
  background: var(--paper);
  border: 2px solid var(--line);
  margin: 0 auto 12px;
  transition: border-color .3s var(--ease), background .3s var(--ease), transform .3s var(--ease);
}
.timeline__milestone--on .timeline__dot {
  background: var(--red);
  border-color: var(--red);
  transform: scale(1.15);
  box-shadow: 0 0 0 6px rgba(231,76,76,.15);
}
.timeline__year {
  display: block;
  font-family: 'Fraunces', serif;
  font-size: 20px;
  font-weight: 500;
  color: var(--navy-ink);
  margin-bottom: 4px;
}
.timeline__label {
  display: block;
  font-size: 13px;
  color: var(--ink-soft);
  line-height: 1.4;
}
@media (max-width: 760px) {
  .timeline {
    grid-template-columns: 1fr;
    gap: 20px;
    padding: 0 12px;
  }
  .timeline__line { display: none; }
  .timeline__milestone {
    display: grid;
    grid-template-columns: auto 1fr auto;
    gap: 12px;
    align-items: center;
    text-align: left;
  }
  .timeline__dot { margin: 0; }
  .timeline__year, .timeline__label { display: inline; }
}

/* ---------- LICENSE COUNTER ---------- */
.about-creds__states-top {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  margin-bottom: 16px;
}
.about-creds__counter {
  display: flex;
  align-items: baseline;
  gap: 6px;
  color: #fff;
}
.about-creds__counter-num {
  font-family: 'Fraunces', serif;
  font-size: 42px;
  font-weight: 500;
  line-height: 1;
  color: var(--red);
}
.about-creds__counter-lbl {
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: rgba(255,255,255,.7);
}

/* ---------- EXPANDABLE CERT CARDS ---------- */
.about-creds__cert-more {
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows .35s var(--ease);
  overflow: hidden;
}
.about-creds__cert-more > p {
  min-height: 0;
  margin: 0;
  padding-top: 10px;
  font-size: 14px;
  color: var(--ink);
  line-height: 1.6;
}
.about-creds__cert--open .about-creds__cert-more {
  grid-template-rows: 1fr;
}
.about-creds__cert-toggle {
  background: none; border: none;
  padding: 8px 0 0;
  margin-top: 4px;
  color: var(--red);
  font: 600 13px/1 'Inter', sans-serif;
  cursor: pointer;
  letter-spacing: 0.01em;
  transition: color .15s var(--ease);
}
.about-creds__cert-toggle:hover { color: var(--red-dk); text-decoration: underline; }
.about-creds__cert-toggle:focus-visible {
  outline: 2px solid var(--red);
  outline-offset: 3px;
  border-radius: 4px;
}

/* ---------- PROCESS PROGRESS LINE ---------- */
.about-process__grid { position: relative; }
.about-process__progress {
  position: absolute;
  top: 34px; left: 8%; right: 8%;
  height: 2px;
  background: linear-gradient(90deg, var(--red) var(--progress, 0%), transparent var(--progress, 0%));
  transition: background .6s var(--ease);
  z-index: 0;
  pointer-events: none;
}
.about-process__step--on .about-process__num {
  box-shadow: 0 10px 28px rgba(231,76,76,.4), 0 0 0 6px rgba(231,76,76,.12);
  transform: scale(1.03);
}
.about-process__num {
  transition: transform .3s var(--ease), box-shadow .3s var(--ease);
}
@media (max-width: 960px) {
  .about-process__progress { display: none; }
}

/* ---------- SERVICES HERO ---------- */
.svc-hero {
  background: linear-gradient(180deg, var(--cream) 0%, #FAF6F1 100%);
  padding: 72px 0 80px;
  position: relative;
  overflow: hidden;
}
.svc-hero::before {
  content: '';
  position: absolute; top: -120px; right: -120px;
  width: 520px; height: 520px;
  background: radial-gradient(circle, rgba(231,76,76,.08), transparent 65%);
  pointer-events: none;
}
.svc-hero__inner {
  max-width: 920px;
  margin: 0 auto;
  padding: 0 28px;
  position: relative; z-index: 2;
  text-align: left;
}
.svc-hero__title {
  font-family: 'Fraunces', serif;
  font-size: clamp(40px, 5vw, 68px);
  line-height: 1.05;
  letter-spacing: -0.025em;
  font-weight: 400;
  color: var(--navy-ink);
  margin: 14px 0 24px;
  text-wrap: balance;
}
.svc-hero__title em { font-style: italic; color: var(--red); }
.svc-hero__sub {
  font-size: 18px;
  color: var(--ink-soft);
  line-height: 1.65;
  max-width: 680px;
  margin-bottom: 32px;
}
.svc-hero__sub strong { color: var(--navy-ink); font-weight: 600; }
.svc-hero__ctas {
  align-items: flex-start;
  gap: 24px;
  flex-wrap: wrap;
}
.svc-hero__jumps {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}
.svc-jump {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 22px;
  border-radius: 12px;
  font: 600 15px/1 'Inter', sans-serif;
  text-decoration: none;
  border: 1.5px solid;
  transition: transform .15s var(--ease), box-shadow .15s var(--ease), background .15s var(--ease);
}
.svc-jump:hover {
  transform: translateY(-1px);
  box-shadow: 0 10px 24px rgba(14,31,45,.12);
}
.svc-jump--medicare {
  color: var(--red);
  border-color: rgba(231,76,76,.35);
  background: rgba(231,76,76,.04);
}
.svc-jump--medicare:hover {
  background: rgba(231,76,76,.1);
  border-color: var(--red);
}
.svc-jump--aca {
  color: #2A78B8;
  border-color: rgba(42,120,184,.35);
  background: rgba(42,120,184,.05);
}
.svc-jump--aca:hover {
  background: rgba(42,120,184,.12);
  border-color: #2A78B8;
}
.svc-jump--dvh {
  color: #B8791F;
  border-color: rgba(184,121,31,.35);
  background: rgba(184,121,31,.05);
}
.svc-jump--dvh:hover {
  background: rgba(184,121,31,.12);
  border-color: #B8791F;
}
.svc-jump--retire {
  color: var(--navy-ink);
  border-color: rgba(14,31,45,.25);
  background: rgba(14,31,45,.03);
}
.svc-jump--retire:hover {
  background: rgba(14,31,45,.08);
  border-color: var(--navy-ink);
}
.svc-jump__arrow {
  font-size: 16px;
  opacity: 0.7;
  transition: transform .15s var(--ease);
}
.svc-jump:hover .svc-jump__arrow { transform: translateY(2px); opacity: 1; }

/* Smooth scroll for in-page anchors */
html { scroll-behavior: smooth; scroll-padding-top: 84px; }

/* ---------- SERVICES GRID ---------- */
.svc-grid-section {
  background: var(--paper);
  padding: 96px 0;
}
.svc-group { position: relative; }
.svc-group__head { margin-bottom: 40px; max-width: 680px; }
.svc-group__divider {
  height: 1px;
  background: var(--line);
  margin: 88px 0;
  position: relative;
}
.svc-group__divider::after {
  content: '◆';
  position: absolute;
  top: 50%; left: 50%;
  transform: translate(-50%, -50%);
  background: var(--paper);
  color: var(--red);
  padding: 0 16px;
  font-size: 12px;
}
.svc-group--medicare .section__eyebrow { color: var(--red); }
.svc-group--aca .section__eyebrow { color: #2A78B8; }
.svc-group--dvh .section__eyebrow { color: #B8791F; }
.svc-group--retire .section__eyebrow { color: var(--navy-ink); }

.svc-group--medicare .pcard__icon {
  background: rgba(231,76,76,.1);
  color: var(--red);
}
.svc-group--medicare .pcard__dl-row dt { color: var(--red); }
.svc-group--medicare .pcard__toggle { color: var(--red); }
.svc-group--medicare .pcard__toggle:hover { color: var(--red-dk); }
.svc-group--medicare .pcard--open { border-color: var(--red); box-shadow: 0 20px 50px rgba(231,76,76,.15); }
.svc-group--medicare .pcard:hover { border-color: rgba(231,76,76,.3); }
.svc-group--medicare .pcard__cta { background: var(--red); color: #fff; }
.svc-group--medicare .pcard__cta:hover { background: var(--red-dk); }
.svc-group--medicare .pcard__disclaimer { border-left-color: var(--red); background: rgba(231,76,76,.06); }

.svc-group--aca .pcard__icon {
  background: rgba(42,120,184,.12);
  color: #2A78B8;
}
.svc-group--aca .pcard__dl-row dt { color: #2A78B8; }
.svc-group--aca .pcard__toggle { color: #2A78B8; }
.svc-group--aca .pcard__toggle:hover { color: #1E5A8F; }
.svc-group--aca .pcard--open { border-color: #2A78B8; box-shadow: 0 20px 50px rgba(42,120,184,.15); }
.svc-group--aca .pcard:hover { border-color: rgba(42,120,184,.35); }
.svc-group--aca .pcard__cta { background: #2A78B8; color: #fff; }
.svc-group--aca .pcard__cta:hover { background: #1E5A8F; }
.svc-group--aca .pcard__disclaimer { border-left-color: #2A78B8; background: rgba(42,120,184,.07); }

.svc-group--dvh .pcard__icon {
  background: rgba(184,121,31,.14);
  color: #B8791F;
}
.svc-group--dvh .pcard__dl-row dt { color: #B8791F; }
.svc-group--dvh .pcard__toggle { color: #B8791F; }
.svc-group--dvh .pcard__toggle:hover { color: #8F5C15; }
.svc-group--dvh .pcard--open { border-color: #B8791F; box-shadow: 0 20px 50px rgba(184,121,31,.15); }
.svc-group--dvh .pcard:hover { border-color: rgba(184,121,31,.35); }
.svc-group--dvh .pcard__cta { background: #B8791F; color: #fff; }
.svc-group--dvh .pcard__cta:hover { background: #8F5C15; }
.svc-group--dvh .pcard__disclaimer { border-left-color: #B8791F; background: rgba(184,121,31,.07); }

.svc-group--retire .pcard__icon {
  background: rgba(14,31,45,.08);
  color: var(--navy-ink);
}
.svc-group--retire .pcard__dl-row dt { color: var(--navy-ink); }
.svc-group--retire .pcard__toggle { color: var(--navy-ink); }
.svc-group--retire .pcard__toggle:hover { color: #000; }
.svc-group--retire .pcard--open { border-color: var(--navy-ink); box-shadow: 0 20px 50px rgba(14,31,45,.15); }
.svc-group--retire .pcard:hover { border-color: rgba(14,31,45,.3); }
.svc-group--retire .pcard__cta { background: var(--navy-ink); color: #fff; }
.svc-group--retire .pcard__cta:hover { background: #000; }
.svc-group--retire .pcard__disclaimer { border-left-color: var(--navy-ink); background: rgba(14,31,45,.05); }

/* Featured single-card layout (ACA, DVH) */
.svc-grid.svc-grid--featured { grid-template-columns: 1fr; }
.pcard--featured {
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 40px;
  padding: 40px;
  align-items: start;
}
.pcard--featured .pcard__top { margin-bottom: 24px; }
.pcard--featured .pcard__title { font-size: 30px; }
.pcard--featured .pcard__summary { font-size: 16.5px; margin-bottom: 0; }
.pcard--featured .pcard__more {
  grid-template-rows: 1fr;
  grid-column: 2;
  grid-row: 1 / span 4;
}
.pcard--featured .pcard__more-inner { padding-top: 0; }
.pcard--featured .pcard__top,
.pcard--featured .pcard__title,
.pcard--featured .pcard__summary { grid-column: 1; }
.pcard--featured .pcard__dl-row:first-child { border-top: none; padding-top: 0; }
@media (max-width: 900px) {
  .pcard--featured {
    grid-template-columns: 1fr;
    padding: 28px;
    gap: 20px;
  }
  .pcard--featured .pcard__more { grid-column: 1; grid-row: auto; }
  .pcard--featured .pcard__dl-row:first-child { border-top: 1px dashed var(--line); padding-top: 14px; }
}
.svc-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  align-items: start;
}
@media (max-width: 800px) {
  .svc-grid { grid-template-columns: 1fr; }
  .svc-grid-section { padding: 72px 0; }
  .svc-group__divider { margin: 64px 0; }
}

.pcard {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 20px;
  padding: 28px;
  display: flex;
  flex-direction: column;
  transition: border-color .2s var(--ease), box-shadow .2s var(--ease), transform .2s var(--ease);
}
.pcard:hover {
  border-color: rgba(231,76,76,.3);
  box-shadow: var(--shadow-lg);
  transform: translateY(-2px);
}
.pcard--open {
  border-color: var(--red);
  box-shadow: 0 20px 50px rgba(231,76,76,.15);
}
.pcard__top {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 20px;
}
.pcard__icon {
  width: 52px; height: 52px;
  border-radius: 14px;
  background: rgba(231,76,76,.1);
  color: var(--red);
  display: grid;
  place-items: center;
}
.pcard__badge {
  font-size: 11px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  font-weight: 600;
  color: var(--ink-soft);
  background: var(--cream);
  padding: 6px 10px;
  border-radius: 999px;
}
.pcard__title {
  font-family: 'Fraunces', serif;
  font-size: 24px;
  line-height: 1.2;
  font-weight: 500;
  color: var(--navy-ink);
  margin: 0 0 10px;
}
.pcard__summary {
  font-size: 15px;
  color: var(--ink-soft);
  line-height: 1.6;
  margin: 0 0 4px;
}
.pcard__more {
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows .4s var(--ease);
  overflow: hidden;
}
.pcard--open .pcard__more { grid-template-rows: 1fr; }
.pcard__more-inner {
  min-height: 0;
  padding-top: 18px;
}
.pcard__dl { margin: 0; padding: 0; }
.pcard__dl-row {
  padding: 14px 0;
  border-top: 1px dashed var(--line);
}
.pcard__dl-row dt {
  font-size: 11px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  font-weight: 600;
  color: var(--red);
  margin-bottom: 6px;
}
.pcard__dl-row dd {
  font-size: 14.5px;
  line-height: 1.6;
  color: var(--ink);
  margin: 0;
}
.pcard__disclaimer {
  margin: 14px 0 0;
  padding: 10px 14px;
  border-left: 3px solid var(--red);
  background: rgba(231,76,76,.06);
  font-size: 13px;
  color: var(--ink-soft);
  line-height: 1.5;
  border-radius: 0 6px 6px 0;
}
.pcard__cta {
  margin-top: 18px;
  align-self: flex-start;
}
.pcard__toggle {
  margin-top: 16px;
  background: none;
  border: none;
  padding: 10px 0 0;
  color: var(--red);
  font: 600 14px/1 'Inter', sans-serif;
  cursor: pointer;
  text-align: left;
  border-top: 1px solid var(--line);
  transition: color .15s var(--ease);
  align-self: stretch;
}
.pcard__toggle:hover { color: var(--red-dk); }
.pcard__toggle:focus-visible {
  outline: 2px solid var(--red);
  outline-offset: 3px;
  border-radius: 4px;
}

/* ---------- SERVICES HELPER ---------- */
.svc-helper {
  background: var(--cream);
  padding: 96px 0;
}
.svc-helper__card {
  background: var(--navy);
  color: #fff;
  border-radius: 28px;
  padding: 64px;
  display: grid;
  grid-template-columns: 1.5fr 1fr;
  gap: 40px;
  align-items: center;
  position: relative;
  overflow: hidden;
  box-shadow: 0 30px 80px rgba(14,31,45,.2);
}
.svc-helper__copy { position: relative; z-index: 2; }
.section__eyebrow--light {
  color: rgba(255,255,255,.65);
}
.svc-helper__title {
  font-family: 'Fraunces', serif;
  font-size: clamp(32px, 4vw, 52px);
  line-height: 1.1;
  letter-spacing: -0.02em;
  font-weight: 400;
  color: #fff;
  margin: 12px 0 20px;
}
.svc-helper__title em { font-style: italic; color: var(--red); }
.svc-helper__sub {
  font-size: 17px;
  line-height: 1.65;
  color: rgba(255,255,255,.8);
  max-width: 540px;
  margin-bottom: 32px;
}
.svc-helper__sub--meta {
  font-size: 14px;
  color: rgba(255,255,255,.62);
  margin-top: 20px;
  margin-bottom: 0;
  padding-top: 18px;
  border-top: 1px solid rgba(255,255,255,.12);
}
.svc-helper__sub--meta a {
  color: #fff;
  text-decoration: underline;
  text-underline-offset: 3px;
  text-decoration-color: rgba(231,76,76,.55);
  text-decoration-thickness: 2px;
  transition: text-decoration-color 120ms ease;
}
.svc-helper__sub--meta a:hover {
  text-decoration-color: rgba(231,76,76,1);
}
.svc-helper__ctas {
  display: flex;
  align-items: center;
  gap: 24px;
  flex-wrap: wrap;
}
.svc-helper__phone {
  background: none;
  border: none;
  padding: 0;
  font: 600 17px/1 'Inter', sans-serif;
  color: #fff;
  cursor: pointer;
  transition: color .15s var(--ease);
}
.svc-helper__phone:hover { color: var(--red); }
.svc-helper__deco {
  position: relative;
  z-index: 1;
  opacity: 0.8;
}
@media (max-width: 900px) {
  .svc-helper__card {
    grid-template-columns: 1fr;
    padding: 40px 32px;
    gap: 24px;
  }
  .svc-helper__deco { display: none; }
}

/* ========================================
   CONTACT PAGE
   ======================================== */

/* ---------- CONTACT HERO ---------- */
.contact-hero {
  background: linear-gradient(180deg, var(--cream) 0%, #FAF6F1 100%);
  padding: 72px 0 80px;
  position: relative;
  overflow: hidden;
}
.contact-hero::before {
  content: '';
  position: absolute; top: -120px; right: -120px;
  width: 520px; height: 520px;
  background: radial-gradient(circle, rgba(231,76,76,.08), transparent 65%);
  pointer-events: none;
}
.contact-hero__inner {
  max-width: 820px;
  margin: 0 auto;
  padding: 0 28px;
  position: relative; z-index: 2;
  text-align: center;
}
.contact-hero__title {
  font-family: 'Fraunces', serif;
  font-size: clamp(40px, 5vw, 68px);
  line-height: 1.05;
  letter-spacing: -0.025em;
  font-weight: 400;
  color: var(--navy-ink);
  margin: 14px 0 24px;
  text-wrap: balance;
}
.contact-hero__title em { font-style: italic; color: var(--red); }
.contact-hero__sub {
  font-size: 18px;
  color: var(--ink-soft);
  line-height: 1.65;
  max-width: 640px;
  margin: 0 auto;
}
.contact-hero__sub strong { color: var(--navy-ink); font-weight: 600; }
@media (max-width: 860px) {
  .contact-hero { padding: 48px 0 56px; }
}

/* ---------- CONTACT METHODS (3 cards) ---------- */
.contact-methods {
  background: var(--paper);
  padding: 0 0 96px;
  margin-top: -24px;
  position: relative;
  z-index: 3;
}
.contact-methods__grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr 1fr;
  gap: 20px;
  align-items: stretch;
}
.cm-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 20px;
  padding: 32px 28px;
  display: flex;
  flex-direction: column;
  transition: transform .2s var(--ease), box-shadow .2s var(--ease);
}
.cm-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-lg);
}
.cm-card--featured {
  background: var(--navy);
  color: #fff;
  border-color: var(--navy);
  box-shadow: 0 20px 50px rgba(14,31,45,.18);
}
.cm-card--featured:hover {
  box-shadow: 0 28px 60px rgba(14,31,45,.25);
}
.cm-card__icon {
  width: 56px; height: 56px;
  border-radius: 16px;
  display: grid;
  place-items: center;
  margin-bottom: 22px;
}
.cm-card__icon--red { background: rgba(231,76,76,.15); color: var(--red); }
.cm-card--featured .cm-card__icon--red { background: rgba(231,76,76,.2); color: #FF8A8A; }
.cm-card__icon--navy { background: rgba(27,58,82,.08); color: var(--navy); }
.cm-card__icon--blue { background: rgba(95,184,232,.15); color: var(--blue-2); }
.cm-card__title {
  font-family: 'Fraunces', serif;
  font-size: 22px;
  font-weight: 500;
  color: var(--navy-ink);
  margin: 0 0 10px;
  line-height: 1.2;
}
.cm-card--featured .cm-card__title { color: #fff; }
.cm-card__body {
  font-size: 15px;
  color: var(--ink-soft);
  line-height: 1.6;
  margin: 0 0 24px;
  flex: 1;
}
.cm-card--featured .cm-card__body { color: rgba(255,255,255,.78); }
.cm-card__btn { align-self: flex-start; }
.cm-card__note {
  margin-top: 14px;
  font-size: 12px;
  color: rgba(255,255,255,.5);
  font-style: italic;
}
.cm-card__phone-btn {
  background: var(--cream);
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 18px 22px;
  cursor: pointer;
  transition: all .2s var(--ease);
  width: 100%;
  text-align: left;
}
.cm-card__phone-btn:hover {
  background: rgba(231,76,76,.06);
  border-color: var(--red);
}
.cm-card__phone-inner { display: flex; flex-direction: column; gap: 4px; }
.cm-card__phone-num {
  font-family: 'Fraunces', serif;
  font-size: 22px;
  color: var(--navy-ink);
  font-weight: 500;
}
.cm-card__phone-hint { font-size: 12px; color: var(--ink-mute); }
.cm-card__email {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--blue-2);
  font-weight: 600;
  font-size: 15px;
  padding: 14px 0;
  border-bottom: 2px solid rgba(95,184,232,.3);
  transition: all .2s var(--ease);
}
.cm-card__email:hover { color: var(--navy); border-color: var(--navy); }
.cm-card__email-arrow { transition: transform .2s var(--ease); }
.cm-card__email:hover .cm-card__email-arrow { transform: translateX(4px); }
@media (max-width: 860px) {
  .contact-methods__grid { grid-template-columns: 1fr; }
  .contact-methods { margin-top: 0; padding: 48px 0 72px; }
}

/* ---------- CONTACT FORM SECTION ---------- */
.contact-form-section {
  background: var(--cream);
  padding: 96px 0;
}
.contact-form__layout {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 64px;
  align-items: start;
}
.contact-form__lead {
  font-size: 17px;
  color: var(--ink-soft);
  line-height: 1.65;
  margin-bottom: 32px;
}
.contact-form__details { display: flex; flex-direction: column; gap: 16px; }
.contact-form__detail {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 14px;
  color: var(--ink);
  font-weight: 500;
}
.contact-form__detail svg { color: var(--red); flex-shrink: 0; }
.contact-form__card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 24px;
  padding: 36px;
  box-shadow: var(--shadow);
}
.contact-form { display: flex; flex-direction: column; gap: 20px; }
.contact-form__row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.contact-form__field { display: flex; flex-direction: column; gap: 6px; }
.contact-form__label {
  font-size: 13px;
  font-weight: 600;
  color: var(--navy-ink);
}
.contact-form__opt { font-weight: 400; color: var(--ink-mute); }
.contact-form__input {
  padding: 14px 16px;
  border: 1.5px solid var(--line);
  border-radius: 12px;
  font-family: inherit;
  font-size: 16px;
  color: var(--ink);
  background: var(--paper);
  transition: border-color .2s var(--ease), box-shadow .2s var(--ease);
}
.contact-form__input:focus {
  outline: none;
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(95,184,232,.2);
}
.contact-form__input::placeholder { color: var(--ink-mute); }
.contact-form__select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1.5l5 5 5-5' stroke='%236B7785' stroke-width='1.5' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 40px;
}
.contact-form__textarea { resize: vertical; min-height: 120px; }
.contact-form__submit { align-self: flex-start; }
.contact-form__note {
  font-size: 12px;
  color: var(--ink-mute);
  margin: 0;
}
.contact-form__success {
  text-align: center;
  padding: 48px 24px;
}
.contact-form__success-icon {
  width: 64px; height: 64px;
  border-radius: 50%;
  background: rgba(95,184,232,.15);
  color: var(--blue-2);
  display: grid;
  place-items: center;
  margin: 0 auto 20px;
}
.contact-form__success-title {
  font-family: 'Fraunces', serif;
  font-size: 28px;
  color: var(--navy-ink);
  margin: 0 0 12px;
}
.contact-form__success-sub {
  font-size: 16px;
  color: var(--ink-soft);
  line-height: 1.6;
  max-width: 400px;
  margin: 0 auto;
}
@media (max-width: 860px) {
  .contact-form__layout { grid-template-columns: 1fr; gap: 40px; }
  .contact-form__row { grid-template-columns: 1fr; }
  .contact-form__card { padding: 24px; }
  .contact-form-section { padding: 64px 0; }
}

/* ---------- CONTACT INFO ---------- */
.contact-info {
  background: var(--paper);
  padding: 96px 0;
}
.contact-info__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}
.ci-block {}
.ci-block__title {
  font-family: 'Fraunces', serif;
  font-size: 22px;
  color: var(--navy-ink);
  margin: 0 0 10px;
}
.ci-block__note {
  font-size: 15px;
  color: var(--ink-soft);
  line-height: 1.6;
  margin: 0 0 24px;
}
.ci-hours { display: flex; flex-direction: column; gap: 0; }
.ci-hours__row {
  display: flex;
  justify-content: space-between;
  padding: 14px 0;
  border-bottom: 1px solid var(--line);
  font-size: 15px;
}
.ci-hours__row:last-child { border-bottom: none; }
.ci-hours__day { color: var(--navy-ink); font-weight: 500; }
.ci-hours__time { color: var(--ink-soft); }
.ci-licenses { display: flex; flex-direction: column; gap: 10px; }
.ci-license {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 12px 14px;
  border: 1px solid var(--line);
  border-radius: 12px;
  font-size: 14px;
  transition: all .15s var(--ease);
}
.ci-license:hover { border-color: var(--blue); background: rgba(95,184,232,.04); }
.ci-license--primary { border-color: var(--red); background: rgba(231,76,76,.04); }
.ci-license svg { color: var(--blue-2); flex-shrink: 0; }
.ci-license--primary svg { color: var(--red); }
.ci-license__state { font-weight: 600; color: var(--navy-ink); }
.ci-license__id { margin-left: auto; color: var(--ink-mute); font-size: 13px; font-variant-numeric: tabular-nums; }
.ci-certs { display: flex; flex-wrap: wrap; gap: 10px; }
.ci-cert {
  display: inline-block;
  padding: 10px 16px;
  background: var(--cream);
  border: 1px solid var(--line);
  border-radius: 999px;
  font-size: 13px;
  font-weight: 600;
  color: var(--navy-ink);
  letter-spacing: 0.02em;
}
@media (max-width: 860px) {
  .contact-info__grid { grid-template-columns: 1fr; gap: 48px; }
  .contact-info { padding: 64px 0; }
}

/* ---------- CONTACT FAQ ---------- */
.contact-faq {
  background: var(--cream);
  padding: 96px 0;
}
.contact-faq__list {
  max-width: 760px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.faq-item {
  width: 100%;
  text-align: left;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 22px 24px;
  cursor: pointer;
  transition: all .2s var(--ease);
}
.faq-item:hover { border-color: var(--navy); box-shadow: var(--shadow-sm); }
.faq-item--open { border-color: var(--red); box-shadow: var(--shadow); }
.faq-item__head {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
}
.faq-item__q {
  font-family: 'Fraunces', serif;
  font-size: 18px;
  font-weight: 500;
  color: var(--navy-ink);
  line-height: 1.3;
}
.faq-item__toggle {
  flex-shrink: 0;
  width: 32px; height: 32px;
  border-radius: 8px;
  background: var(--cream);
  display: grid;
  place-items: center;
  font-size: 18px;
  font-weight: 600;
  color: var(--navy);
  transition: all .2s var(--ease);
}
.faq-item--open .faq-item__toggle { background: var(--red); color: #fff; }
.faq-item__body {
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows .35s var(--ease);
  overflow: hidden;
}
.faq-item--open .faq-item__body { grid-template-rows: 1fr; }
.faq-item__a {
  min-height: 0;
  font-size: 15px;
  color: var(--ink-soft);
  line-height: 1.65;
  margin: 0;
  padding-top: 16px;
}
@media (max-width: 860px) {
  .contact-faq { padding: 64px 0; }
}

/* ============================================
   GETTING STARTED PAGE
   Ported from medicare-101.html — all classes
   prefixed `gs-` to avoid collisions with other
   pages. BEM-style (__element, --modifier).
   ============================================ */

/* ---------- SHARED: section heads ---------- */
.gs-section-head {
  margin-bottom: 4rem;
  max-width: 700px;
}
.gs-section-num {
  font-family: 'Fraunces', Georgia, serif;
  font-style: italic;
  color: var(--red);
  font-size: 1.1rem;
  margin-bottom: 0.5rem;
  display: block;
}
.gs-section-title {
  font-family: 'Fraunces', Georgia, serif;
  font-weight: 500;
  letter-spacing: -0.02em;
  font-size: clamp(2rem, 4vw, 3.2rem);
  line-height: 1.05;
  color: var(--navy);
  margin-bottom: 1rem;
}
.gs-section-title em {
  color: var(--red);
  font-style: italic;
}
.gs-section-lead {
  font-size: 1.15rem;
  color: var(--ink-soft);
  max-width: 600px;
}

/* ---------- GS HERO ---------- */
.gs-hero {
  min-height: 100vh;
  padding: 8rem 2rem 4rem;
  position: relative;
  display: flex;
  align-items: center;
  background: var(--cream);
  overflow: hidden;
}
.gs-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(27, 58, 82, 0.08) 1px, transparent 1px),
    linear-gradient(90deg, rgba(27, 58, 82, 0.08) 1px, transparent 1px);
  background-size: 80px 80px;
  opacity: 0.6;
  -webkit-mask-image: radial-gradient(ellipse 80% 60% at 50% 40%, black, transparent);
  mask-image: radial-gradient(ellipse 80% 60% at 50% 40%, black, transparent);
  pointer-events: none;
}
.gs-hero__inner {
  max-width: 1200px;
  margin: 0 auto;
  width: 100%;
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1.3fr 1fr;
  gap: 3rem;
  align-items: center;
}
.gs-hero__content {
  /* left column */
}
.gs-hero__eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.75rem;
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.15em;
  color: var(--red);
  font-weight: 600;
  margin-bottom: 1.5rem;
}
.gs-hero__eyebrow::before {
  content: '';
  display: block;
  width: 30px;
  height: 2px;
  background: var(--red);
}
.gs-hero__eyebrow--link {
  text-decoration: none;
  transition: color 0.2s ease, letter-spacing 0.2s ease;
}
.gs-hero__eyebrow--link:hover {
  color: var(--navy);
  letter-spacing: 0.18em;
}
.gs-hero__eyebrow--link:hover::before {
  background: var(--navy);
}
.gs-hero__title {
  font-family: 'Fraunces', Georgia, serif;
  font-weight: 500;
  letter-spacing: -0.02em;
  font-size: clamp(2.5rem, 6vw, 5rem);
  line-height: 0.98;
  margin-bottom: 1.5rem;
  color: var(--navy);
}
.gs-hero__title em {
  font-style: italic;
  color: var(--red);
  font-weight: 500;
}
.gs-hero__subtitle {
  font-size: 1.2rem;
  color: var(--ink-soft);
  max-width: 520px;
  margin-bottom: 2rem;
  line-height: 1.5;
}
.gs-hero__meta {
  display: flex;
  gap: 2rem;
  align-items: center;
  flex-wrap: wrap;
  margin-top: 2rem;
}
.gs-hero__meta-item {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  color: var(--ink-soft);
  font-size: 0.9rem;
}
.gs-hero__meta-item strong {
  color: var(--navy);
  font-weight: 600;
}

/* Skip-to-next-steps CTA */
.gs-hero__skip {
  display: inline-flex;
  align-items: center;
  gap: 0.85rem;
  margin-top: 2rem;
  padding: 1.05rem 1.6rem;
  background: var(--cream-2, #f2ece3);
  border: 1px solid var(--line, rgba(30, 41, 59, 0.15));
  border-left: 5px solid var(--red);
  border-radius: 12px;
  text-decoration: none;
  color: var(--navy);
  transition: background 0.2s ease, border-color 0.2s ease, box-shadow 0.2s ease, transform 0.2s ease;
}
.gs-hero__skip:hover {
  background: #ede4d3;
  border-color: rgba(30, 41, 59, 0.28);
  box-shadow: 0 6px 18px rgba(231, 76, 76, 0.15);
  transform: translateY(-1px);
}
.gs-hero__skip:focus-visible {
  outline: 2px solid var(--red);
  outline-offset: 2px;
}
.gs-hero__skip-lead {
  font-family: 'Inter', system-ui, sans-serif;
  font-size: 1.05rem;
  color: var(--ink-soft, #334155);
  font-weight: 500;
  font-style: italic;
}
.gs-hero__skip-cta {
  font-family: 'Inter', system-ui, sans-serif;
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--red);
  letter-spacing: 0.01em;
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
}
.gs-hero__skip-arrow {
  display: inline-block;
  transition: transform 0.2s ease;
}
.gs-hero__skip:hover .gs-hero__skip-arrow {
  transform: translateX(3px);
}

/* Right-column SVG journey map */
.gs-hero__visual {
  position: relative;
  width: 100%;
  max-width: 460px;
  margin-left: auto;
  aspect-ratio: 1 / 1.05;
}
.gs-hero__svg {
  width: 100%;
  height: 100%;
  filter: drop-shadow(0 12px 30px rgba(27, 58, 82, 0.12));
}
.gs-hero__path-bg {
  fill: none;
  stroke: rgba(27, 58, 82, 0.08);
  stroke-width: 2;
  stroke-linecap: round;
}
.gs-hero__path-fill {
  fill: none;
  stroke: url(#gsJourneyGradient);
  stroke-width: 2.5;
  stroke-linecap: round;
  stroke-dasharray: 1200;
  stroke-dashoffset: 1200;
  animation: gs-drawPath 3s cubic-bezier(0.4, 0, 0.2, 1) 0.5s forwards;
}
@keyframes gs-drawPath {
  to { stroke-dashoffset: 0; }
}
.gs-hero__milestone {
  opacity: 0;
  animation: gs-fadeInMilestone 0.5s ease-out forwards;
}
.gs-hero__milestone:nth-of-type(1) { animation-delay: 0.9s; }
.gs-hero__milestone:nth-of-type(2) { animation-delay: 1.4s; }
.gs-hero__milestone:nth-of-type(3) { animation-delay: 1.9s; }
.gs-hero__milestone:nth-of-type(4) { animation-delay: 2.4s; }
.gs-hero__milestone:nth-of-type(5) { animation-delay: 2.9s; }
@keyframes gs-fadeInMilestone {
  from { opacity: 0; transform: translateY(6px); }
  to { opacity: 1; transform: translateY(0); }
}
.gs-hero__dot-outer {
  fill: white;
  stroke-width: 3;
}
.gs-hero__label {
  font-family: 'Fraunces', Georgia, serif;
  font-size: 13px;
  font-weight: 700;
  fill: var(--navy);
}
.gs-hero__label-small {
  font-family: 'Inter', sans-serif;
  font-size: 9.5px;
  fill: #8A8A8A;
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}
.gs-hero__pulse {
  fill: var(--red);
  transform-origin: center;
  transform-box: fill-box;
  animation: gs-pulseMarker 2.5s ease-in-out 3.3s infinite;
}
@keyframes gs-pulseMarker {
  0%, 100% { transform: scale(1); opacity: 0.5; }
  50% { transform: scale(1.8); opacity: 0; }
}

/* ---------- GS HISTORY (dark navy timeline) ---------- */
.gs-history {
  background: var(--navy);
  color: var(--cream);
  position: relative;
  overflow: hidden;
  padding: 6rem 2rem;
}
.gs-history::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(circle at 20% 80%, rgba(231, 76, 76, 0.10), transparent 50%),
    radial-gradient(circle at 80% 20%, rgba(95, 184, 232, 0.10), transparent 50%);
  pointer-events: none;
}
.gs-history__container {
  max-width: 1100px;
  margin: 0 auto;
  position: relative;
  z-index: 1;
}
.gs-history .gs-section-num { color: var(--blue); }
.gs-history .gs-section-title { color: var(--cream); }
.gs-history .gs-section-title em { color: var(--blue); }
.gs-history .gs-section-lead { color: rgba(250, 246, 241, 0.75); }

.gs-timeline {
  position: relative;
  margin-top: 3rem;
  padding-left: 3rem;
}
.gs-timeline::before {
  content: '';
  position: absolute;
  left: 1rem;
  top: 0;
  bottom: 0;
  width: 2px;
  background: linear-gradient(to bottom, var(--red), var(--blue));
}
.gs-timeline__entry {
  position: relative;
  margin-bottom: 3.5rem;
}
.gs-timeline__entry::before {
  content: '';
  position: absolute;
  left: -2.3rem;
  top: 0.3rem;
  width: 14px;
  height: 14px;
  border-radius: 50%;
  background: var(--red);
  border: 3px solid var(--navy);
  box-shadow: 0 0 0 2px var(--red);
}
.gs-timeline__entry:nth-child(even)::before {
  background: var(--blue);
  box-shadow: 0 0 0 2px var(--blue);
}
.gs-timeline__year {
  font-family: 'Fraunces', Georgia, serif;
  font-weight: 900;
  font-size: 2.5rem;
  line-height: 1;
  color: var(--cream);
  margin-bottom: 0.5rem;
}
.gs-timeline__entry:nth-child(odd) .gs-timeline__year { color: var(--red); }
.gs-timeline__entry:nth-child(even) .gs-timeline__year { color: var(--blue); }
.gs-timeline__title {
  font-size: 1.2rem;
  font-weight: 600;
  margin-bottom: 0.75rem;
  color: var(--cream);
  font-family: 'Inter', sans-serif;
  letter-spacing: 0;
}
.gs-timeline__desc {
  color: rgba(250, 246, 241, 0.75);
  max-width: 550px;
  font-size: 0.98rem;
  line-height: 1.6;
}
.gs-timeline__tag {
  display: inline-block;
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  padding: 0.25rem 0.65rem;
  border-radius: 3px;
  margin-top: 0.75rem;
  background: rgba(255, 255, 255, 0.10);
  color: var(--blue);
}

/* ---------- GS HORIZONTAL TIMELINE (swipeable cards) ---------- */
.gs-timeline-h {
  position: relative;
  margin-top: 2.5rem;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: stretch;
  gap: 0.5rem;
}
.gs-timeline-h__track {
  display: flex;
  gap: 1rem;
  overflow-x: auto;
  scroll-snap-type: x mandatory;
  scroll-behavior: smooth;
  padding: 0.5rem 0.25rem 1rem;
  align-items: flex-start;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: thin;
  scrollbar-color: rgba(95, 184, 232, 0.5) rgba(255, 255, 255, 0.05);
}
.gs-timeline-h__track::-webkit-scrollbar { height: 8px; }
.gs-timeline-h__track::-webkit-scrollbar-track {
  background: rgba(255, 255, 255, 0.05);
  border-radius: 4px;
}
.gs-timeline-h__track::-webkit-scrollbar-thumb {
  background: rgba(95, 184, 232, 0.5);
  border-radius: 4px;
}
.gs-timeline-h__card {
  flex: 0 0 260px;
  scroll-snap-align: start;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.10);
  border-radius: 14px;
  transition: background 0.2s ease, border-color 0.2s ease, flex-basis 0.3s ease;
  overflow: hidden;
  position: relative;
}
.gs-timeline-h__card:hover {
  background: rgba(255, 255, 255, 0.06);
  border-color: rgba(95, 184, 232, 0.35);
}
.gs-timeline-h__card--open {
  flex: 0 0 360px;
  background: rgba(255, 255, 255, 0.07);
  border-color: rgba(95, 184, 232, 0.55);
}
.gs-timeline-h__card:nth-child(odd) .gs-timeline-h__year { color: var(--red); }
.gs-timeline-h__card:nth-child(even) .gs-timeline-h__year { color: var(--blue); }
.gs-timeline-h__summary {
  display: block;
  width: 100%;
  padding: 1.1rem 1.25rem 1rem;
  background: transparent;
  border: 0;
  color: inherit;
  text-align: left;
  cursor: pointer;
  font: inherit;
  position: relative;
}
.gs-timeline-h__year {
  font-family: 'Fraunces', Georgia, serif;
  font-weight: 900;
  font-size: 2rem;
  line-height: 1;
  margin-bottom: 0.5rem;
  color: var(--cream);
}
.gs-timeline-h__title {
  font-size: 1rem;
  font-weight: 600;
  margin: 0 0 0.5rem;
  color: var(--cream);
  font-family: 'Inter', sans-serif;
  letter-spacing: 0;
  line-height: 1.35;
  padding-right: 1.5rem;
}
.gs-timeline-h__tag {
  display: inline-block;
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  padding: 0.2rem 0.55rem;
  border-radius: 3px;
  background: rgba(255, 255, 255, 0.10);
  color: var(--blue);
  margin-top: 0.25rem;
}
.gs-timeline-h__chevron {
  position: absolute;
  top: 1.15rem;
  right: 1rem;
  font-size: 1rem;
  color: rgba(250, 246, 241, 0.5);
  transition: transform 0.2s ease, color 0.2s ease;
}
.gs-timeline-h__card--open .gs-timeline-h__chevron {
  transform: rotate(180deg);
  color: var(--blue);
}
.gs-timeline-h__details {
  padding: 0 1.25rem 1.15rem;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  margin-top: 0;
  animation: gsFadeIn 0.25s ease;
}
.gs-timeline-h__desc {
  color: rgba(250, 246, 241, 0.8);
  font-size: 0.9rem;
  line-height: 1.55;
  margin: 0.85rem 0 0;
}
.gs-timeline-h__arrow {
  align-self: center;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.15);
  color: var(--cream);
  font-size: 1.4rem;
  line-height: 1;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: background 0.2s ease, border-color 0.2s ease, color 0.2s ease;
}
.gs-timeline-h__arrow:hover {
  background: rgba(95, 184, 232, 0.15);
  border-color: rgba(95, 184, 232, 0.5);
  color: var(--blue);
}
.gs-timeline-h__arrow span {
  display: block;
  margin-top: -2px;
}
.gs-timeline-h__hint {
  text-align: center;
  color: var(--blue);
  font-size: 1rem;
  font-weight: 500;
  letter-spacing: 0.02em;
  margin: 1.25rem 0 0;
}
@keyframes gsFadeIn {
  from { opacity: 0; transform: translateY(-4px); }
  to { opacity: 1; transform: translateY(0); }
}

/* ---------- GS PARTS (cream bg, expandable cards) ---------- */
.gs-parts {
  background: var(--cream);
  padding: 6rem 2rem;
}
.gs-parts__container {
  max-width: 1100px;
  margin: 0 auto;
}
.gs-parts__grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.25rem;
  margin-top: 3rem;
  align-items: start;
}
.gs-part-card {
  background: white;
  border-radius: 16px;
  border: 1px solid rgba(27, 58, 82, 0.08);
  transition: box-shadow 0.3s, transform 0.3s;
  position: relative;
  overflow: hidden;
}
.gs-part-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 4px;
  background: var(--red);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.4s;
}
.gs-part-card--b::before { background: var(--blue); }
.gs-part-card--c::before { background: var(--navy); }
.gs-part-card--d::before { background: #D4A84B; }
.gs-part-card:hover,
.gs-part-card--open {
  box-shadow: 0 16px 40px rgba(27, 58, 82, 0.08);
}
.gs-part-card:hover::before,
.gs-part-card--open::before { transform: scaleX(1); }

/* Summary is now a <button> instead of <summary> */
.gs-part-card__summary {
  background: transparent;
  border: 0;
  width: 100%;
  text-align: left;
  padding: 2rem 2rem 1.5rem;
  cursor: pointer;
  position: relative;
  display: block;
  font: inherit;
  color: inherit;
}
.gs-part-card__summary:focus-visible {
  outline: 2px solid var(--red);
  outline-offset: -4px;
}
.gs-part-card__badge {
  display: inline-block;
  font-family: 'Fraunces', Georgia, serif;
  font-weight: 900;
  font-size: 2.8rem;
  line-height: 1;
  color: var(--red);
  margin-bottom: 0.5rem;
}
.gs-part-card--b .gs-part-card__badge { color: #2E8BC0; }
.gs-part-card--c .gs-part-card__badge { color: var(--navy); }
.gs-part-card--d .gs-part-card__badge { color: #D4A84B; }

.gs-part-card__subtitle {
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: #8A8A8A;
  margin-bottom: 0.85rem;
  font-weight: 600;
}
.gs-part-card__title {
  font-family: 'Fraunces', Georgia, serif;
  font-size: 1.3rem;
  margin-bottom: 0.9rem;
  color: var(--navy);
  font-weight: 600;
  line-height: 1.2;
  letter-spacing: -0.01em;
}
.gs-part-card__text {
  color: var(--ink-soft);
  font-size: 0.95rem;
  line-height: 1.55;
  margin: 0;
}
.gs-part-card__hint {
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: #8A8A8A;
  font-weight: 600;
  margin-top: 1rem;
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
}
.gs-part-card--open .gs-part-card__hint { display: none; }

.gs-part-card__chevron {
  position: absolute;
  right: 1.5rem;
  bottom: 1.5rem;
  width: 2rem;
  height: 2rem;
  border-radius: 50%;
  background: rgba(27, 58, 82, 0.05);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--navy);
  font-size: 0.8rem;
  transition: transform 0.3s, background 0.3s;
  font-weight: 700;
}
.gs-part-card:hover .gs-part-card__chevron {
  background: rgba(231, 76, 76, 0.12);
  color: var(--red);
}
.gs-part-card--open .gs-part-card__chevron {
  transform: rotate(180deg);
  background: var(--red);
  color: white;
}
.gs-part-card--b.gs-part-card--open .gs-part-card__chevron { background: #2E8BC0; }
.gs-part-card--c.gs-part-card--open .gs-part-card__chevron { background: var(--navy); }
.gs-part-card--d.gs-part-card--open .gs-part-card__chevron { background: #D4A84B; }

.gs-part-card__details {
  padding: 0 2rem 2rem;
  border-top: 1px solid rgba(27, 58, 82, 0.08);
  margin-top: 0.5rem;
  padding-top: 1.25rem;
}
.gs-part-card__list {
  list-style: none;
  margin: 0;
  padding: 0;
}
.gs-part-card__list-item {
  font-size: 0.9rem;
  color: var(--ink-soft);
  padding: 0.4rem 0 0.4rem 1.5rem;
  position: relative;
  line-height: 1.5;
}
.gs-part-card__list-item::before {
  content: '\2192'; /* → */
  position: absolute;
  left: 0;
  top: 0.4rem;
  color: var(--red);
  font-weight: 600;
}
.gs-part-card--b .gs-part-card__list-item::before { color: #2E8BC0; }
.gs-part-card--c .gs-part-card__list-item::before { color: var(--navy); }
.gs-part-card--d .gs-part-card__list-item::before { color: #D4A84B; }

/* Hybrid public/private callout (dark navy block at end of parts) */
.gs-hybrid-callout {
  background: var(--navy);
  color: var(--cream);
  padding: 2.5rem;
  border-radius: 16px;
  margin-top: 3rem;
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 2rem;
  align-items: center;
}
.gs-hybrid-callout__icon {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  background: rgba(212, 168, 75, 0.18);
  color: #D4A84B;
  line-height: 1;
}
.gs-hybrid-callout__icon svg {
  width: 28px;
  height: 28px;
  display: block;
}
.gs-hybrid-callout__title {
  font-family: 'Inter', sans-serif;
  font-size: 1.3rem;
  margin-bottom: 0.5rem;
  color: var(--cream);
  font-weight: 600;
  letter-spacing: 0;
}
.gs-hybrid-callout__text {
  color: rgba(250, 246, 241, 0.8);
  font-size: 1rem;
  margin: 0;
}

/* ---------- GS COSTS (dark navy) ---------- */
.gs-costs {
  background: var(--navy);
  color: var(--cream);
  padding: 6rem 2rem;
}
.gs-costs__container {
  max-width: 1100px;
  margin: 0 auto;
}
.gs-costs .gs-section-num { color: var(--blue); }
.gs-costs .gs-section-title { color: var(--cream); }
.gs-costs .gs-section-title em { color: var(--blue); }
.gs-costs .gs-section-lead { color: rgba(250, 246, 241, 0.75); }

/* Horizontal slider for cost cards (mirrors gs-timeline-h) */
.gs-costs-h {
  position: relative;
  margin-top: 2.5rem;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: stretch;
  gap: 0.5rem;
}
.gs-costs-h__track {
  display: flex;
  gap: 1rem;
  overflow-x: auto;
  scroll-snap-type: x mandatory;
  scroll-behavior: smooth;
  padding: 0.5rem 0.25rem 1rem;
  align-items: stretch;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: thin;
  scrollbar-color: rgba(95, 184, 232, 0.5) rgba(255, 255, 255, 0.05);
}
.gs-costs-h__track::-webkit-scrollbar { height: 8px; }
.gs-costs-h__track::-webkit-scrollbar-track {
  background: rgba(255, 255, 255, 0.05);
  border-radius: 4px;
}
.gs-costs-h__track::-webkit-scrollbar-thumb {
  background: rgba(95, 184, 232, 0.5);
  border-radius: 4px;
}
.gs-costs-h__card {
  flex: 0 0 280px;
  scroll-snap-align: start;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.10);
  border-radius: 14px;
  padding: 1.75rem 1.4rem;
  text-align: left;
  -webkit-backdrop-filter: blur(10px);
  backdrop-filter: blur(10px);
  transition: background 0.2s ease, border-color 0.2s ease, transform 0.2s ease;
  display: flex;
  flex-direction: column;
}
.gs-costs-h__card:hover {
  background: rgba(255, 255, 255, 0.07);
  border-color: rgba(95, 184, 232, 0.4);
  transform: translateY(-2px);
}
.gs-costs-h__label {
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--blue);
  font-weight: 600;
  margin-bottom: 0.75rem;
}
.gs-costs-h__value {
  font-family: 'Fraunces', Georgia, serif;
  font-size: 2.5rem;
  font-weight: 700;
  color: var(--cream);
  line-height: 1;
  margin-bottom: 0.75rem;
  letter-spacing: -0.02em;
}
.gs-costs-h__value small {
  font-size: 0.9rem;
  color: rgba(250, 246, 241, 0.6);
  font-weight: 400;
}
.gs-costs-h__detail {
  font-size: 0.9rem;
  color: rgba(250, 246, 241, 0.75);
  line-height: 1.5;
}
.gs-costs-h__arrow {
  align-self: center;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.15);
  color: var(--cream);
  font-size: 1.4rem;
  line-height: 1;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: background 0.2s ease, border-color 0.2s ease, color 0.2s ease;
}
.gs-costs-h__arrow:hover {
  background: rgba(95, 184, 232, 0.15);
  border-color: rgba(95, 184, 232, 0.5);
  color: var(--blue);
}
.gs-costs-h__arrow span {
  display: block;
  margin-top: -2px;
}
.gs-costs-h__hint {
  text-align: center;
  color: var(--blue);
  font-size: 1rem;
  font-weight: 500;
  letter-spacing: 0.02em;
  margin: 1.25rem 0 0;
}

/* 80/20 split block */
.gs-costs__split {
  margin-top: 4rem;
  padding-top: 3rem;
  border-top: 1px solid rgba(255, 255, 255, 0.10);
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2.5rem;
  align-items: center;
}
.gs-costs__split-eyebrow {
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.15em;
  color: var(--blue);
  font-weight: 600;
  margin-bottom: 0.75rem;
}
.gs-costs__split-title {
  font-family: 'Fraunces', Georgia, serif;
  font-size: clamp(1.8rem, 3.5vw, 2.4rem);
  line-height: 1.1;
  color: var(--cream);
  margin-bottom: 1rem;
  font-weight: 500;
  letter-spacing: -0.02em;
}
.gs-costs__split-title em { color: var(--red); font-style: italic; }
.gs-costs__split-desc {
  color: rgba(250, 246, 241, 0.8);
  font-size: 1rem;
  line-height: 1.6;
  max-width: 480px;
}
.gs-costs__split-tiles {
  display: grid;
  grid-template-columns: 1.7fr 1fr;
  gap: 0.75rem;
  align-content: center;
}
.gs-costs__tile {
  padding: 2rem 1.5rem;
  border-radius: 14px;
  text-align: center;
  display: flex;
  flex-direction: column;
  justify-content: center;
  aspect-ratio: 1 / 0.7;
}
.gs-costs__tile--80 { background: #2E8BC0; color: white; }
.gs-costs__tile--20 { background: var(--red); color: white; }
.gs-costs__tile-num {
  font-family: 'Fraunces', Georgia, serif;
  font-weight: 900;
  font-size: clamp(3rem, 8vw, 5.5rem);
  line-height: 1;
  margin-bottom: 0.25rem;
  letter-spacing: -0.04em;
}
.gs-costs__tile-label {
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.15em;
  font-weight: 600;
  opacity: 0.9;
}
.gs-costs__split-note {
  grid-column: 1 / -1;
  margin-top: 2rem;
  padding: 1.75rem 2rem 1.6rem;
  background: linear-gradient(135deg, rgba(231, 76, 76, 0.16), rgba(231, 76, 76, 0.08));
  border: 1px solid rgba(231, 76, 76, 0.45);
  border-left: 4px solid var(--red);
  border-radius: 12px;
  color: var(--cream);
  font-size: 1rem;
  line-height: 1.6;
  box-shadow: 0 4px 20px rgba(231, 76, 76, 0.12);
  position: relative;
}
.gs-costs__split-note-badge {
  display: inline-block;
  background: var(--red);
  color: white;
  font-family: 'Inter', system-ui, sans-serif;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  padding: 0.35rem 0.8rem;
  border-radius: 4px;
  margin-bottom: 1rem;
  box-shadow: 0 2px 8px rgba(231, 76, 76, 0.35);
}
.gs-costs__split-note-body {
  font-family: 'Fraunces', Georgia, serif;
  font-size: 1.2rem;
  font-weight: 500;
  color: var(--cream);
  line-height: 1.45;
  margin: 0 0 0.85rem;
  letter-spacing: -0.005em;
}
.gs-costs__split-note-reassure {
  font-size: 0.98rem;
  color: rgba(250, 246, 241, 0.9);
  line-height: 1.6;
  margin: 0;
}
.gs-costs__split-note-reassure strong {
  color: var(--cream);
  font-weight: 700;
  border-bottom: 2px solid rgba(95, 184, 232, 0.5);
  padding-bottom: 1px;
}
.gs-costs__split-note-reassure em {
  display: block;
  margin-top: 0.75rem;
  color: var(--blue);
  font-style: italic;
  font-weight: 500;
  font-family: 'Fraunces', Georgia, serif;
  font-size: 1.02rem;
}
.gs-costs__split-note-emph {
  color: white !important;
  font-weight: 700 !important;
  background: rgba(231, 76, 76, 0.35);
  padding: 0.08em 0.4em;
  border-radius: 4px;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.15);
}
.gs-costs__year-stamp {
  display: inline-block;
  background: transparent;
  color: var(--blue);
  padding: 0;
  font-family: 'Fraunces', Georgia, serif;
  font-weight: 700;
  font-size: 0.9rem;
  letter-spacing: 0.05em;
  margin-top: 2rem;
}

/* ---------- GS IRMAA (white bg, table + appeal block) ---------- */
.gs-irmaa {
  background: white;
  padding: 6rem 2rem;
}
.gs-irmaa__container {
  max-width: 1100px;
  margin: 0 auto;
}

.gs-irmaa__facts {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 0.875rem;
  margin-bottom: 2.5rem;
}
.gs-irmaa__fact {
  background: var(--cream);
  border-radius: 12px;
  padding: 1rem 1.15rem;
  border-left: 3px solid var(--red);
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 0.85rem;
  align-items: center;
}
.gs-irmaa__fact-num {
  font-family: 'Fraunces', Georgia, serif;
  font-weight: 700;
  font-style: italic;
  font-size: 1.75rem;
  line-height: 1;
  color: var(--red);
  margin-bottom: 0;
  white-space: nowrap;
}
.gs-irmaa__fact-desc {
  font-size: 0.875rem;
  color: var(--ink-soft);
  line-height: 1.45;
}
.gs-irmaa__fact-desc strong {
  color: var(--navy);
  display: block;
  margin-bottom: 0.2rem;
  font-weight: 600;
  font-size: 0.95rem;
}

.gs-irmaa__table-heading {
  font-family: 'Fraunces', Georgia, serif;
  font-size: 1.6rem;
  color: var(--navy);
  font-weight: 600;
  margin-bottom: 0.35rem;
  letter-spacing: -0.01em;
}
.gs-irmaa__table-sub {
  font-size: 1rem;
  color: var(--ink-soft);
  margin-bottom: 1.5rem;
  font-style: italic;
  font-family: 'Fraunces', Georgia, serif;
}

.gs-irmaa__table-wrap {
  overflow-x: auto;
  background: var(--cream);
  border-radius: 14px;
  padding: 0.5rem;
  margin-bottom: 3rem;
}
.gs-irmaa__table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.95rem;
  min-width: 680px;
}
.gs-irmaa__table thead th {
  text-align: left;
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: #8A8A8A;
  font-weight: 700;
  padding: 1rem 1.25rem;
  border-bottom: 2px solid rgba(27, 58, 82, 0.10);
}
.gs-irmaa__table thead th span {
  display: block;
  font-size: 0.65rem;
  letter-spacing: 0.05em;
  color: #8A8A8A;
  font-weight: 400;
  text-transform: lowercase;
  font-style: italic;
  margin-top: 0.1rem;
}
.gs-irmaa__table tbody td {
  padding: 1rem 1.25rem;
  border-bottom: 1px solid rgba(27, 58, 82, 0.06);
  color: var(--ink-soft);
  vertical-align: middle;
}
.gs-irmaa__table tbody td strong {
  color: var(--navy);
  font-weight: 700;
  font-size: 1.05rem;
}
.gs-irmaa__table tbody tr:last-child td { border-bottom: none; }
.gs-irmaa__table tbody tr:hover td { background: rgba(231, 76, 76, 0.04); }
.gs-irmaa__table .gs-irmaa__row--standard td { background: rgba(95, 184, 232, 0.07); }
.gs-irmaa__table .gs-irmaa__row--standard td strong { color: #2E8BC0; }

.gs-irmaa__label {
  display: inline-block;
  font-size: 0.68rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  padding: 0.15rem 0.5rem;
  background: #2E8BC0;
  color: white;
  border-radius: 3px;
  margin-left: 0.4rem;
  font-weight: 600;
}
.gs-irmaa__delta {
  display: inline-block;
  font-size: 0.8rem;
  color: var(--red);
  font-weight: 600;
  margin-left: 0.3rem;
}

.gs-irmaa__appeal {
  background: var(--navy);
  color: var(--cream);
  border-radius: 16px;
  padding: 2.5rem;
  position: relative;
  overflow: hidden;
}
.gs-irmaa__appeal::before {
  content: '!';
  position: absolute;
  top: -40px;
  right: 30px;
  font-family: 'Fraunces', Georgia, serif;
  font-weight: 900;
  font-size: 16rem;
  line-height: 1;
  color: var(--red);
  opacity: 0.08;
  pointer-events: none;
}
.gs-irmaa__appeal-eyebrow {
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.15em;
  color: var(--red);
  font-weight: 600;
  margin-bottom: 0.75rem;
  position: relative;
  z-index: 1;
}
.gs-irmaa__appeal-title {
  font-size: 1.8rem;
  line-height: 1.15;
  color: var(--cream);
  margin-bottom: 1.25rem;
  font-family: 'Fraunces', Georgia, serif;
  font-weight: 600;
  max-width: 700px;
  letter-spacing: -0.01em;
  position: relative;
  z-index: 1;
}
.gs-irmaa__appeal-text {
  color: rgba(250, 246, 241, 0.8);
  font-size: 1rem;
  line-height: 1.65;
  max-width: 720px;
  margin-bottom: 0.85rem;
  position: relative;
  z-index: 1;
}
.gs-irmaa__appeal-text strong { color: var(--cream); font-weight: 600; }
.gs-irmaa__appeal-hook {
  border-top: 1px solid rgba(250, 246, 241, 0.12);
  padding-top: 1rem;
  margin-top: 1rem;
  font-style: italic;
  color: var(--blue);
  font-family: 'Fraunces', Georgia, serif;
  font-size: 1rem;
  position: relative;
  z-index: 1;
}

/* ---------- GS IRMAA details (collapsible brackets + appeal) ---------- */
.gs-irmaa__details {
  margin-top: 2rem;
}
.gs-irmaa__details-toggle {
  width: 100%;
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: center;
  gap: 1rem;
  padding: 1.1rem 1.5rem;
  background: var(--cream-2, #f2ece3);
  border: 1px solid var(--line, rgba(30, 41, 59, 0.12));
  border-radius: 14px;
  cursor: pointer;
  text-align: left;
  font-family: inherit;
  color: var(--navy);
  transition: background 0.2s ease, border-color 0.2s ease, box-shadow 0.2s ease;
}
.gs-irmaa__details-toggle:hover {
  background: #ece4d6;
  border-color: rgba(30, 41, 59, 0.25);
  box-shadow: 0 4px 14px rgba(30, 41, 59, 0.08);
}
.gs-irmaa__details-toggle:focus-visible {
  outline: 2px solid var(--blue, #2E8BC0);
  outline-offset: 2px;
}
.gs-irmaa__details-toggle-text {
  font-family: 'Fraunces', Georgia, serif;
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--navy);
  line-height: 1.3;
  grid-column: 1;
}
.gs-irmaa__details-toggle-sub {
  font-family: 'Inter', system-ui, sans-serif;
  font-size: 1rem;
  font-weight: 500;
  color: var(--ink-mute, #64748b);
  letter-spacing: 0.01em;
  font-style: italic;
}
.gs-irmaa__details-chevron {
  grid-column: 2;
  font-size: 1.4rem;
  color: var(--navy);
  transition: transform 0.25s ease;
  display: inline-block;
}
.gs-irmaa__details--open .gs-irmaa__details-chevron {
  transform: rotate(180deg);
}
.gs-irmaa__details-body {
  margin-top: 1.5rem;
  animation: gsIrmaaDetailsFade 0.35s ease both;
}
@keyframes gsIrmaaDetailsFade {
  from { opacity: 0; transform: translateY(-6px); }
  to { opacity: 1; transform: translateY(0); }
}
@media (prefers-reduced-motion: reduce) {
  .gs-irmaa__details-chevron { transition: none; }
  .gs-irmaa__details-body { animation: none; }
}
@media (max-width: 768px) {
  .gs-irmaa__details-toggle { padding: 1rem 1.1rem; }
  .gs-irmaa__details-toggle-text { font-size: 1rem; }
  .gs-irmaa__details-toggle-sub { font-size: 0.8rem; }
}

/* ---------- GS ENROLLMENT (navy bg, IEP window + accordion) ---------- */
.gs-enrollment {
  background: var(--navy);
  padding: 6rem 2rem;
}
.gs-enrollment__container {
  max-width: 1100px;
  margin: 0 auto;
}
.gs-enrollment .gs-section-num { color: var(--blue); }
.gs-enrollment .gs-section-title { color: var(--cream); }
.gs-enrollment .gs-section-title em { color: var(--blue); }
.gs-enrollment .gs-section-lead { color: rgba(250, 246, 241, 0.75); }

.gs-iep {
  background: var(--cream);
  border-radius: 20px;
  padding: 3rem;
  margin-top: 3rem;
  position: relative;
}
.gs-iep__title {
  font-family: 'Fraunces', Georgia, serif;
  font-size: 1.8rem;
  color: var(--navy);
  margin-bottom: 0.5rem;
  font-weight: 600;
  letter-spacing: -0.01em;
}
.gs-iep__subtitle {
  color: var(--ink-soft);
  margin-bottom: 2.5rem;
  font-size: 1.05rem;
}

.gs-iep__window {
  display: grid;
  grid-template-columns: repeat(7, 1fr);
  gap: 4px;
  margin-bottom: 1rem;
  position: relative;
}
.gs-iep__month {
  padding: 1rem 0.5rem;
  text-align: center;
  border-radius: 8px;
  background: white;
  border: 2px solid rgba(27, 58, 82, 0.10);
  transition: all 0.3s;
  position: relative;
}
.gs-iep__month--before {
  background: rgba(95, 184, 232, 0.15);
  border-color: var(--blue);
}
.gs-iep__month--after {
  background: rgba(95, 184, 232, 0.15);
  border-color: var(--blue);
}
.gs-iep__month--birthday {
  background: var(--red);
  color: white;
  border-color: var(--red);
  transform: scale(1.05);
  box-shadow: 0 10px 25px rgba(231, 76, 76, 0.35);
  z-index: 2;
}
.gs-iep__num {
  font-family: 'Fraunces', Georgia, serif;
  font-size: 1.5rem;
  font-weight: 700;
  display: block;
  line-height: 1;
}
.gs-iep__lbl {
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: #8A8A8A;
  margin-top: 0.25rem;
  display: block;
}
.gs-iep__month--birthday .gs-iep__lbl {
  color: rgba(255, 255, 255, 0.85);
}

.gs-iep__labels {
  display: grid;
  grid-template-columns: 3fr 1fr 3fr;
  gap: 4px;
  margin-top: 1rem;
  font-size: 0.85rem;
  color: var(--ink-soft);
  text-align: center;
  font-weight: 500;
}
.gs-iep__labels > div {
  padding: 0.5rem;
  border-radius: 6px;
}
.gs-iep__labels-before {
  background: rgba(95, 184, 232, 0.12);
  color: #2E8BC0;
}
.gs-iep__labels-birthday {
  background: rgba(231, 76, 76, 0.10);
  color: var(--red);
  font-weight: 600;
}
.gs-iep__labels-after {
  background: rgba(95, 184, 232, 0.12);
  color: #2E8BC0;
}

.gs-iep__note {
  margin-top: 2rem;
  padding: 1.25rem 1.5rem;
  background: white;
  border-radius: 10px;
  border-left: 4px solid #D4A84B;
  font-size: 0.95rem;
  color: var(--ink-soft);
}
.gs-iep__note strong { color: var(--navy); }

.gs-enrollment__periods {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0.6rem;
  margin-top: 2.25rem;
  max-width: 820px;
  margin-left: auto;
  margin-right: auto;
}
.gs-ep-card {
  background: var(--cream);
  border-radius: 12px;
  border: 1px solid rgba(27, 58, 82, 0.08);
  overflow: hidden;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}
.gs-ep-card:hover {
  border-color: rgba(231, 76, 76, 0.3);
}
.gs-ep-card--open {
  border-color: rgba(231, 76, 76, 0.45);
  box-shadow: 0 4px 12px rgba(27, 58, 82, 0.06);
}
.gs-ep-card__summary {
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 1rem;
  align-items: center;
  width: 100%;
  padding: 0.95rem 1.25rem;
  background: transparent;
  border: 0;
  text-align: left;
  cursor: pointer;
  font: inherit;
  color: inherit;
}
.gs-ep-card__title {
  color: var(--red);
  font-family: 'Fraunces', Georgia, serif;
  font-weight: 700;
  font-size: 1.15rem;
  margin: 0;
  letter-spacing: 0;
  min-width: 4.5rem;
}
.gs-ep-card__dates {
  font-family: 'Fraunces', Georgia, serif;
  font-style: italic;
  font-size: 0.95rem;
  color: var(--navy);
  margin: 0;
}
.gs-ep-card__chevron {
  font-size: 1rem;
  color: var(--ink-mute);
  transition: transform 0.2s ease, color 0.2s ease;
  line-height: 1;
}
.gs-ep-card--open .gs-ep-card__chevron {
  transform: rotate(180deg);
  color: var(--red);
}
.gs-ep-card__details {
  padding: 0 1.25rem 1.1rem;
  border-top: 1px solid rgba(27, 58, 82, 0.08);
  animation: gsFadeIn 0.2s ease;
}
.gs-ep-card__text {
  font-size: 0.9rem;
  color: var(--ink-soft);
  line-height: 1.55;
  margin: 0.85rem 0 0;
}

/* ---------- GS PENALTIES (cream bg, cards with bleed "!") ---------- */
.gs-penalties {
  background: var(--cream);
  padding: 6rem 2rem;
}
.gs-penalties__container {
  max-width: 1100px;
  margin: 0 auto;
}
.gs-penalties__grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.5rem;
  margin-top: 3rem;
}
.gs-penalty-card {
  background: white;
  border-radius: 14px;
  padding: 2rem;
  border: 1px solid rgba(27, 58, 82, 0.08);
  position: relative;
  overflow: hidden;
}
.gs-penalty-card::after {
  content: '!';
  position: absolute;
  top: -20px;
  right: -10px;
  font-family: 'Fraunces', Georgia, serif;
  font-weight: 900;
  font-size: 10rem;
  line-height: 1;
  color: rgba(231, 76, 76, 0.06);
  pointer-events: none;
}
.gs-penalty-card__label {
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--red);
  font-weight: 700;
  margin-bottom: 0.5rem;
  display: block;
  position: relative;
  z-index: 1;
}
.gs-penalty-card__title {
  font-family: 'Fraunces', Georgia, serif;
  font-size: 1.3rem;
  color: var(--navy);
  margin-bottom: 1rem;
  font-weight: 600;
  letter-spacing: -0.01em;
  position: relative;
  z-index: 1;
}
.gs-penalty-card__formula {
  background: var(--cream);
  padding: 1rem 1.25rem;
  border-radius: 8px;
  font-family: 'Fraunces', Georgia, serif;
  font-weight: 500;
  color: var(--navy);
  margin: 1rem 0;
  font-size: 1rem;
  border-left: 3px solid var(--red);
  position: relative;
  z-index: 1;
}
.gs-penalty-card__text {
  font-size: 0.9rem;
  color: var(--ink-soft);
  line-height: 1.6;
  margin: 0;
  position: relative;
  z-index: 1;
}
.gs-penalty-card__text strong { color: var(--navy); }

/* ---------- GS NEXT STEPS (navy bg, counter-based accordion) ---------- */
.gs-nextsteps {
  background: var(--navy);
  padding: 6rem 2rem;
}
.gs-nextsteps__container {
  max-width: 1100px;
  margin: 0 auto;
}
.gs-nextsteps .gs-section-num { color: var(--blue); }
.gs-nextsteps .gs-section-title { color: var(--cream); }
.gs-nextsteps .gs-section-title em { color: var(--blue); }
.gs-nextsteps .gs-section-lead { color: rgba(250, 246, 241, 0.75); }
.gs-nextsteps__list {
  counter-reset: gs-step;
  margin-top: 2.5rem;
  max-width: 820px;
  margin-left: auto;
  margin-right: auto;
}
.gs-nextsteps__related {
  max-width: 820px;
  margin: 2.5rem auto 0;
  padding-top: 1.75rem;
  border-top: 1px solid rgba(255, 255, 255, 0.15);
}
.gs-nextsteps__related-lead {
  margin: 0;
  font-size: 1.02rem;
  line-height: 1.65;
  color: rgba(250, 246, 241, 0.82);
  text-align: center;
}
.gs-nextsteps__related-lead strong {
  color: rgba(250, 246, 241, 1);
  font-weight: 600;
}
.gs-nextsteps__related-lead a {
  color: #fff;
  text-decoration: underline;
  text-underline-offset: 3px;
  text-decoration-color: rgba(231, 76, 76, 0.55);
  text-decoration-thickness: 2px;
  transition: text-decoration-color 120ms ease;
}
.gs-nextsteps__related-lead a:hover {
  text-decoration-color: rgba(231, 76, 76, 1);
}
.gs-nextsteps__step {
  border-bottom: 1px solid rgba(255, 255, 255, 0.10);
  counter-increment: gs-step;
}
.gs-nextsteps__step:last-child { border-bottom: none; }
.gs-nextsteps__step-summary {
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 1.25rem;
  align-items: center;
  width: 100%;
  padding: 1.1rem 0;
  background: transparent;
  border: 0;
  text-align: left;
  cursor: pointer;
  font: inherit;
  color: inherit;
  position: relative;
}
.gs-nextsteps__step-summary::before {
  content: counter(gs-step, decimal-leading-zero);
  font-family: 'Fraunces', Georgia, serif;
  font-style: italic;
  font-weight: 700;
  font-size: 2rem;
  color: var(--red);
  line-height: 1;
  min-width: 2.4rem;
}
.gs-nextsteps__step-title {
  font-family: 'Fraunces', Georgia, serif;
  font-size: 1.2rem;
  color: var(--cream);
  margin: 0;
  font-weight: 600;
  letter-spacing: -0.01em;
  line-height: 1.35;
}
.gs-nextsteps__step-chevron {
  font-size: 1rem;
  color: rgba(250, 246, 241, 0.5);
  transition: transform 0.2s ease, color 0.2s ease;
  line-height: 1;
}
.gs-nextsteps__step--open .gs-nextsteps__step-chevron {
  transform: rotate(180deg);
  color: var(--blue);
}
.gs-nextsteps__step-body {
  padding: 0 0 1.35rem 3.65rem;
  animation: gsFadeIn 0.2s ease;
}
.gs-nextsteps__step-desc {
  color: rgba(250, 246, 241, 0.8);
  font-size: 0.95rem;
  line-height: 1.6;
  max-width: 700px;
  margin: 0;
}
.gs-nextsteps__step-link {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  margin-top: 0.9rem;
  color: var(--blue);
  text-decoration: none;
  font-size: 0.9rem;
  font-weight: 600;
  letter-spacing: 0.01em;
  border-bottom: 1px solid rgba(95, 184, 232, 0.4);
  padding-bottom: 2px;
  transition: color 0.2s ease, border-color 0.2s ease;
}
.gs-nextsteps__step-link:hover {
  color: var(--cream);
  border-bottom-color: var(--cream);
}
.gs-nextsteps__step-cta {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  margin-top: 1rem;
  padding: 0.65rem 1.15rem;
  background: var(--red);
  color: white;
  border-radius: 8px;
  text-decoration: none;
  font-size: 0.9rem;
  font-weight: 600;
  letter-spacing: 0.01em;
  transition: background 0.2s ease, transform 0.1s ease, box-shadow 0.2s ease;
  box-shadow: 0 2px 8px rgba(231, 76, 76, 0.25);
}
.gs-nextsteps__step-cta:hover {
  background: #C93838;
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(231, 76, 76, 0.4);
}
.gs-nextsteps__step-cta:active {
  transform: translateY(0);
}

/* ============================================
   RESPONSIVE — TABLETS (max-width: 900px)
   ============================================ */
@media (max-width: 900px) {
  .gs-hero { padding: 7rem 1.5rem 3rem; }
  .gs-hero__inner { grid-template-columns: 1fr; }
  .gs-hero__visual { max-width: 400px; margin: 2rem auto 0; }
  /* Bump SVG label sizes so they stay legible as the journey-map shrinks */
  .gs-hero__label { font-size: 16px; }
  .gs-hero__label-small { font-size: 11.5px; }

  .gs-history,
  .gs-parts,
  .gs-costs,
  .gs-irmaa,
  .gs-enrollment,
  .gs-penalties,
  .gs-nextsteps { padding: 4rem 1.25rem; }

  .gs-hybrid-callout { grid-template-columns: 1fr; text-align: center; }
  .gs-iep__window { grid-template-columns: repeat(7, 1fr); gap: 2px; }
  .gs-iep__month { padding: 0.6rem 0.2rem; }
  .gs-iep__num { font-size: 1rem; }
  .gs-iep__lbl { font-size: 0.55rem; }

  .gs-nextsteps__step-summary { gap: 0.85rem; padding: 0.95rem 0; }
  .gs-nextsteps__step-summary::before { font-size: 1.7rem; min-width: 2rem; }
  .gs-nextsteps__step-title { font-size: 1.05rem; }
  .gs-nextsteps__step-body { padding-left: 2.85rem; }

  .gs-timeline-h__card { flex-basis: 240px; }
  .gs-timeline-h__card--open { flex-basis: 280px; }
  .gs-timeline-h__arrow { width: 36px; height: 36px; }
}

/* ============================================
   RESPONSIVE — PHONES (max-width: 600px)
   ============================================ */
@media (max-width: 600px) {
  .gs-hero {
    padding: 6.5rem 1.25rem 3rem;
    min-height: auto;
  }
  .gs-hero__title { font-size: clamp(2rem, 9vw, 3rem); }
  .gs-hero__subtitle { font-size: 1.05rem; }
  .gs-hero__meta { gap: 1rem; }
  .gs-hero__meta-item { font-size: 0.85rem; }
  .gs-hero__skip {
    flex-direction: column;
    align-items: flex-start;
    gap: 0.25rem;
    padding: 0.85rem 1.1rem;
    margin-top: 1.5rem;
  }
  .gs-hero__skip-lead { font-size: 0.95rem; }
  .gs-hero__skip-cta { font-size: 1.08rem; }
  /* Let the journey-map use most of the screen and bump label text further */
  .gs-hero__visual { max-width: min(94%, 400px); }
  .gs-hero__label { font-size: 19px; }
  .gs-hero__label-small { font-size: 13px; }

  /* Section heads */
  .gs-section-head { margin-bottom: 2.5rem; }
  .gs-section-title { font-size: clamp(1.75rem, 7vw, 2.4rem); }
  .gs-section-lead { font-size: 1rem; }

  /* Horizontal timeline on phones */
  .gs-timeline-h { grid-template-columns: 1fr; gap: 0.25rem; }
  .gs-timeline-h__arrow { display: none; }
  .gs-timeline-h__card { flex-basis: 82%; }
  .gs-timeline-h__card--open { flex-basis: 90%; }
  .gs-timeline-h__year { font-size: 1.75rem; }
  .gs-timeline-h__title { font-size: 0.95rem; }

  /* Parts cards — single column */
  .gs-parts__grid { grid-template-columns: 1fr; gap: 1rem; }
  .gs-part-card__summary { padding: 1.5rem 1.5rem 1.25rem; }
  .gs-part-card__details { padding: 1rem 1.5rem 1.5rem; }
  .gs-part-card__badge { font-size: 2.2rem; }

  /* IEP window */
  .gs-iep { padding: 1.5rem; }
  .gs-iep__title { font-size: 1.4rem; }
  .gs-iep__window { grid-template-columns: repeat(7, 1fr); gap: 3px; }
  .gs-iep__month { padding: 0.5rem 0.15rem; }
  .gs-iep__num { font-size: 0.95rem; }
  .gs-iep__lbl { font-size: 0.5rem; letter-spacing: 0.03em; }
  .gs-iep__labels { grid-template-columns: 1fr; gap: 0.5rem; }

  /* Enrollment period cards — accordion stacks on narrow */
  .gs-enrollment__periods { grid-template-columns: 1fr; }
  .gs-ep-card__summary {
    grid-template-columns: auto auto 1fr;
    gap: 0.65rem;
    padding: 0.85rem 1rem;
  }
  .gs-ep-card__title { min-width: auto; font-size: 1.05rem; }
  .gs-ep-card__dates { font-size: 0.85rem; }
  .gs-ep-card__chevron { grid-column: 3; justify-self: end; }

  /* Penalty cards — single column */
  .gs-penalties__grid { grid-template-columns: 1fr; }
  .gs-penalty-card { padding: 1.5rem; }
  .gs-penalty-card::after { font-size: 7rem; }

  /* Costs slider — narrow cards, hide arrows on phones */
  .gs-costs-h { grid-template-columns: 1fr; gap: 0.25rem; }
  .gs-costs-h__arrow { display: none; }
  .gs-costs-h__card { flex-basis: 82%; padding: 1.4rem 1.2rem; }
  .gs-costs-h__value { font-size: 2rem; }
  .gs-costs-h__detail { font-size: 0.85rem; }

  /* 80/20 block — stack */
  .gs-costs__split {
    grid-template-columns: 1fr;
    gap: 1.5rem;
    margin-top: 2.5rem;
    padding-top: 2rem;
  }
  .gs-costs__tile { padding: 1.5rem 1rem; aspect-ratio: auto; }
  .gs-costs__tile-num { font-size: 3rem; }
  .gs-costs__split-note {
    margin-top: 0.5rem;
    padding: 1.25rem 1.25rem 1.1rem;
  }
  .gs-costs__split-note-body { font-size: 1.05rem; }
  .gs-costs__split-note-reassure { font-size: 0.9rem; }
  .gs-costs__split-note-reassure em { font-size: 0.95rem; }
  .gs-costs__split-note-badge { font-size: 0.68rem; padding: 0.3rem 0.7rem; }

  /* IRMAA — convert table to stacked cards */
  .gs-irmaa__facts { gap: 0.75rem; }
  .gs-irmaa__fact { padding: 0.9rem 1rem; grid-template-columns: 1fr; gap: 0.4rem; }
  .gs-irmaa__fact-num { font-size: 1.5rem; }
  .gs-irmaa__table-wrap { padding: 0; background: transparent; }
  .gs-irmaa__table { display: block; min-width: 0; }
  .gs-irmaa__table thead { display: none; }
  .gs-irmaa__table tbody { display: block; }
  .gs-irmaa__table tbody tr {
    display: block;
    background: var(--cream);
    border-radius: 12px;
    padding: 1rem 1.25rem;
    margin-bottom: 0.75rem;
    border-left: 4px solid var(--red);
  }
  .gs-irmaa__table tbody tr.gs-irmaa__row--standard {
    background: rgba(95, 184, 232, 0.12);
    border-left-color: #2E8BC0;
  }
  .gs-irmaa__table tbody td {
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    padding: 0.3rem 0;
    border: none;
    font-size: 0.9rem;
  }
  .gs-irmaa__table tbody td::before {
    content: attr(data-label);
    font-size: 0.7rem;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: #8A8A8A;
    font-weight: 600;
    margin-right: 1rem;
  }
  .gs-irmaa__table tbody td strong { font-size: 1rem; }
  .gs-irmaa__appeal { padding: 1.75rem; }
  .gs-irmaa__appeal-title { font-size: 1.4rem; }
  .gs-irmaa__appeal::before { font-size: 10rem; top: -20px; right: 15px; }

  /* Next steps */
  .gs-nextsteps__step::before { font-size: 2rem; }
  .gs-nextsteps__step-title { font-size: 1.2rem; }
  .gs-nextsteps__step-desc { font-size: 0.95rem; }
}


/* ---------- A11Y / REDUCED MOTION ---------- */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: .001s !important;
    animation-iteration-count: 1 !important;
    transition-duration: .001s !important;
  }
  .reveal { opacity: 1 !important; transform: none !important; }
  .hero__bold-shape--a, .hero__bold-shape--b, .hero__bold-shape--c { animation: none !important; }
  .pulse::after { animation: none !important; opacity: 0 !important; }
  .scrollbar__dot { animation: none !important; }
  .carriers__track { animation: none !important; }
  .gs-hero__path-fill { animation: none !important; stroke-dashoffset: 0 !important; }
  .gs-hero__milestone { animation: none !important; opacity: 1 !important; }
  .gs-hero__pulse { animation: none !important; }
}