Question 1

Does it really cost me nothing?

Accepted Answer

Yes — 100% free. I'm compensated by the insurance carriers, not by you. The plans cost the same whether you enroll through me or directly with the carrier.

Question 2

I'm not turning 65 yet. Can you still help?

Accepted Answer

Absolutely. I help people at every stage — whether you're approaching Medicare, already enrolled, helping a parent, or looking for ACA coverage under 65.

Question 3

What if I don't know what I need?

Accepted Answer

That's exactly what the initial appointment is for. I'll ask a few questions about your situation, explain your options in plain English, and help you figure out what makes sense.

Question 4

How long does an initial appointment take?

Accepted Answer

Usually 15–30 minutes for an initial conversation. Plan comparison typically takes another 20–30 minutes depending on your situation.

Question 5

Can you help me if I live outside Colorado?

Accepted Answer

I'm currently licensed in Colorado, California, Nevada, and Kansas. If you live in one of those states, I can absolutely help.

Question 6

Will you try to sell me something?

Accepted Answer

No. I'll educate you on your options, answer your questions, and give you my honest recommendation — but the decision is always yours.